PassAqui

Simpla Soluções de Tecnologia LTDA

About this app

Anticipate your FGTS Birthday Withdrawal quickly and safely!

PASSAQUI SERVICOS DE PAGAMENTOS S.A. under CNPJ 32.086.833/0001-03 is a revolutionary Fintech that combines the most modern technology with the financial sector to offer agile, secure and tailored services. Our focus is on simplifying the financial lives of our customers, providing private payroll credit options, advance FGTS birthday withdrawals, and discount on duplicates, all through an intuitive online platform and an easy-to-use application.
With the anticipation of the FGTS Birthday Withdrawal, PassAqui acts as a loan facilitation platform, allowing you to receive a part of your FGTS balance immediately, without having to wait until the month of your birthday.

The application integration integrates with the entity responsible for releasing FGTS amounts. However, PassAqui is not affiliated with, sponsored or endorsed by any government entity. PassAqui only facilitates the process of requesting and approving loans guaranteed by the FGTS balance.

Anticipate your FGTS Birthday Withdrawal with PassAqui, easily and without having to wait until your birthday month...

How does it work?
When opting for advance payment, a nominal rate of 1.79% per month will be applied. With the increase in the IOF (Financial Operations Tax), the effective rate becomes 1.93% per month. The maximum annual rate (APR) for advancing the FGTS Anniversary Withdrawal is 21.48%, and after the addition of the IOF, the effective rate can be up to 23.16% per year.

Calculation Example:

Total loan amount: R$ 1,389.92
TAC (Credit Opening Fee): 12%, equivalent to R$ 239.64
IOF: R$ 38.12
BMP - Fee: R$ 1.19
BMP - CCB (Bank Credit Card): 0.45%, equivalent to R$8.99
CEF - Operation Fees: R$ 1.11
Amount released to the customer: R$ 1,100.87
Advance payments can be made for a period of 1 to 10 years, depending on your choice.

Application features:
Instant Simulation: Quickly calculate the value available for anticipation and see the operating conditions clearly and easily.
Quick Request: Place your advance order directly through the app, without leaving home.
Banking Integration: Receive the amount directly into your bank account, in a simple and secure way.

Remembering that it is necessary to allow consultation of the FGTS balance, according to the "See how to enable" option within the App.

Disclaimer:

This app is not affiliated with, sponsored or endorsed by any government entity. PassAqui acts as a loan facilitation platform, allowing you to receive a portion of your FGTS balance quickly and securely.
This App is not an official government application.

For more details or questions related to the FGTS Birthday Withdrawal benefit, visit the responsible body's website directly:
https://www.caixa.gov.br/beneficios-trabalhodor/fgts/saque-FGTS/Paginas/default.aspx

Download now and enjoy the ease!