SAFE is a user driven financial education/career development learning tool. SAFE uses real financial values specific to each user to create an experiential learning environment that includes lessons (w/quizzes) bill pay (tuition, housing, books, etc.) and discretionary spending (choices). SAFE introduces "aspirational mapping to help users explore careers that match their passions and goals. SAFE is managed through web services administered by colleges and universities working with the SAFE team.