SALT Crypto Loans

295 reviews
Content rating
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About this app

SALT offers Crypto-Backed Loans that allow you to keep your crypto and get cash so you can get value out of your Bitcoin or other assets without having to spend or sell. With a SALT loan, you can use your crypto as collateral for a cash loan. We currently accept Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Bitcoin Cash (BCH), USD Coin (USDC), TrueUSD (TUSD), Pax Gold (PAXG), and Paxos (PAX) as collateral and we continue to add collateral assets over time.

New to SALT? You can now complete the entire loan application process through our mobile app.

Download the latest version of the SALT Mobile app to get the convenience of our newest user experience paired with our secure crypto-backed lending platform.

Use our app to monitor and manage your loan-to-value (LTV) ratio and loan collateral details on-the-go and start earning crypto rewards with StackWise. StackWise is our newest product that allows you to earn crypto rewards with each monthly payment in the form of BTC, ETH, or USDC. As a SALT loan holder, not only will you earn rewards through StackWise, but you will also reap the benefits of SALT Stabilization, which helps preserve the value of your crypto portfolio in the event of a market downturn.

Manage Your Accounts
• Access your accounts from anywhere*
• View key account information quickly with a secure PIN code
• Manage account preferences
• Create a personal or business account

Make Transfers*
• Request crypto asset transfers to or from your SALT wallet with ease
• Respond to margin calls by making deposits from your mobile device
• Receive transaction notifications

Track Account Activity*
• Monitor loan-to-value ratio
• See balances, holdings and account activity
• Get real-time asset pricing

Keep Your Account Safe
• Set up secure PIN code
• Configure preferences for push notifications on critical events
• 24/7 loan and transaction monitoring
• Contact Customer Support

Loan Numbers:
• 3 month - 12 month repayment period
• Maximum APR of 9.99%
• ex. 30k Loan, 9.99% interest rate, $880.14 interest total, $5,146.69 monthly payment, total loan cost $30,880.14

Note: The mobile app is designed for those who want to monitor their SALT collateral wallet balances and loan to value ratio on the go.

 *Real-time updates, current account information, and asset transfer requests may be unavailable without sufficient wireless service or other internet access. Please contact your cell carrier for additional information on your personal coverage areas and data costs.

Terms and Conditions apply. SALT’s loans are issued pursuant to private agreements. Not FDIC-insured; no SALT or bank guarantee.
Updated on
Aug 5, 2022

Data safety

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295 reviews
Joey Hammer
October 16, 2020
SALT Lending has copious issues. There are withdrawal issues, emailing issues, phone issues, payment issues, login issues and more. Their customer service is awful and their platform sucks. I had to wait 3 days for a withdrawal and missed out on an ICO which could end up costing me hundreds of thousands of dollars. I made a request for a withdrawal today and received an email saying I would have to wait 6 days before receiving it. Use NEXO instead. I have and they're 1000 times better than SALT.
129 people found this review helpful
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Sara Haveman
October 15, 2020
Easy to navigate. Really nicely designed and convenient for managing your account. Great app overall!
27 people found this review helpful
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Fredrick Oloo
August 1, 2022
This is a good app
3 people found this review helpful
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What's new

Loan request updates and bug fixes