"KBL Apna App 2.80" is SMS Based Android App of Karnataka Bank Mobile Banking Service.
(Registration for Mobile Banking is Required )
Latest Version has Added new features like landing page with different links to mobile banking and SMS banking.
IMPS P2A service with instant Funds transfer Payment facility ( IFSCode and Account number )
Instant Permanent Debit Card block.
KBL Apna App is a Mobile Banking Application which works on SMS authentication. Various banking services can be availed from anywhere only with SMS without GPRS connection.
1) User should register for KBL Mobile Banking
2) Can be used only in Android OS based smart phones
3) User need to connect to internet only for download of app or in case of updation to newer version of app.
4) In dual-SIM phones, please make sure you have selected the mobile number registered with Karnataka bank in your SMS settings for using this app
a) Android based SMS Banking Mobile Application
b) Transactions are initiated by sending SMS through the App.
c) Choice of languages - App menu available in English/Hindi/Kannada.
d) Secure and safe - as app works only on registered mobile number.
e) Convenient - as Password is not required for non-financial transactions.
f) The app does not store MPIN or password. Hence if the phone is lost, there is no chance that password or MPIN can be stolen or retrieved. However, in case if phone is lost it is recommended to block Mobile banking until replacement SIM is obtained.
g) Following services are available
Account Balance Enquiry
Mini Statement of last 5 transactions of the account
Fund Transfer own Account/Other account within the Bank
Fund Transfer NEFT
Fund Transfer IMPS
Know MMID(Mobile Money Identifier)
Enquiry on Fixed Deposit/Loan/Cheque Status
Request for Cheque Book