SarvaGram App, an online instant personal loan app, is owned by Sarvagram Solutions Private Limited who facilitates lending related services. It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. The app offers a 100% digital loan application process that takes just minutes to complete.
This app is your trusted financial companion designed to provide convenient access to funds when you need them the most. Unexpected expenses can arise at any moment. That's where SarvaGram App steps in, offering a reliable solution to empower you with financial flexibility. With our user-friendly interface, getting an advance on your salary has never been easier. The streamlined application process ensures quick and hassle-free access to the funds you require, enabling you to address urgent financial needs without stress.
App key features:
Personal Loan ranging from ₹ 5,000 to ₹ 30,000;
Interest rates: 18% to 32% per annum
Repayment Tenure: Minimum of 3 months to Maximum of 6 months;
Maximum Annual Percentage Rate (APR) including interest, costs, and fees : 40% per annum
Quick loans and easy EMI;
Instant money transfer to your bank account.
Example on how Personal Loans from Sarvagram works:
Loan amount: ₹ 30,000.
Tenure: 6 months.
Rate of Interest: 28% p.a.
Processing fee (2% of loan amount) : ₹ 600
GST on Processing fees: ₹ 108
Amount to be disbursed: ₹ 30,000 - ₹ 708 = ₹ 29,292.
Annual Percentage Rate (APR): 36.60%
Your EMI: ₹ 5,416
Total Repayment Amount: ₹ 5,446 x 6 = ₹ 32,680
*Note:
1. These numbers are for representation purpose only. Final interest rate & APR will depend on customer’s credit assessment.
2. The repayment tenure is greater than 60 days for all loan applications.
Eligibility Criteria to avail of a Personal Loan:
Indian National;
Above 21 years;
Steady monthly income.
Steps to apply for/ avail Personal Loan:
- Install SarvaGram App.
- Login to the app, using your mobile number.
- Provide PAN number & check your eligibility.
- Upload KYC documents, including your address proof and get your profile verified.
- Choose the loan amount and tenure.
- Provide your bank account details.
- Request money transfer in your bank account and get the money transferred to your account in minutes.
Our Lending Partners:
SarvaGram App has partnered with RBI registered NBFC:
Sarvagram Fincare Private Limited (https://www.sarvagram.com/advance-salary-compliance/).
Data access, collection and use:
- Obtaining your approximate location to provide you a suitable loan amount based on your region or area.
- Access camera to essential for completing the KYC process
- We use SMS verification solely for registration purpose.
- Collect other information to provide better loan plan.
- We or the financing partner may also work closely with third parties (including for example, credit information bureaus, account aggregators, business partners etc.) to provide you better services.
Our access and use of information and disclosure to your information are in accordance with the privacy policy hosted on our website.
Contact us:
Sarvagram Solutions Private Limited
Address: Office No. 23 & 24, 4th Floor, Primrose Mall, Baner Road, Baner Gaon Haveli, Pune 411045, Maharashtra
Email: info@sarvagram.com
Telephone: +91 81017 77555