Yono Lite SBI - Mobile Banking

State Bank of India

About this app

Yono Lite SBI is Mobile Banking Smart Phone application for SBI Customers in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Gujarati, Punjabi, Bengali, Odia, Assamese, and Kashmiri languages.

Yono Lite is SBI’s retail internet banking-based application for your smartphones. A safe, convenient, and easy to use application with a host of features to help users manage your finances on the move.

Please complete the one-time registration process to start using the application.

New Registration process:

- A message will be shown on the screen regarding initiating an SMS to [phone] from the mobile device for validating user's mobile number. Users has to send this app generated encrypted SMS manually. Users have an option to retry sending SMS to an alternate number 8422833333.

- Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a predefined number. Kindly note that for sending SMS will incur standard SMS charges as per your telecom SMS plan.

- On registration screen, please enter Username and Password and click REGISTER button.

- Accept the Terms & Conditions for registration by selecting the check box and click ‘Ok’ button.

- An activation code will be sent to the registered mobile number. User has to complete the activation by inputting the Activation code in the app.

- User can now login to Yono Lite application.

Features:


My Accounts

• Detailed account information (Transaction / Deposit /Loan / PPF / SSA accounts)
• Mini Statement (Last 10 transactions)
• mPassbook (upto 150 transactions)
• View /Download statement
• eStatement Subscription
• PPF Accounts

Fund Transfer

• Funds Transfer within Self Accounts
• Third Party Transfer within SBI
• Inter-Bank Transfer (RTGS / NEFT /IMPS)
• Quick Transfer to Unregistered Beneficiaries using QR Code
• IMPS Transfer (using IFSC & Account Number or Mobile Number & MMID)
• Transfer to mobile number or email id using mCash
• Schedule Transactions
• Add / Manage Beneficiary

eDeposits

• Open Fixed Deposit
• Open Recurring Deposit
• Open Multi option deposit

UPI

• Fund Transfer to Unregistered beneficiaries through beneficiary VPA
• Fund Transfer to registered beneficiaries using Account No & IFSC code
• Dispute Status
• Set UPI transaction limit within overall daily limit
• Enable/ Disable UPI

Manage Cards

• Physical Debit Cards
• Virtual Debit Cards
• Prepaid Cards

Bill / Merchant Payments

• Pay Bills
• SBI Life Premium
• Credit Card (VISA) Transfer
• Bill Payment History


SBI Voice Assist

• Voice assisted functionality to know Balance, mini-statement, Mobile & DTH recharge and Quick Transfer using voice instructions

Top-up and Recharge options are available under 'Bill Payments' Menu

• Mobile Recharge
• DTH Recharge
• Top-up of State Bank Prepaid Cards
• Google Pay Recharge Code
• Gift Voucher

Requests

• IPO
• Get MMID
• Cancel MMID
• Cheque book
• Positive Pay System
• TDS Enquiry

Services

• Standing Instruction
• Online Nomination
• Submit 15 GH
• Transfer of Savings account
• eLocker
• My Certificates

Facility of QR based Cash withdrawal from ATMs.

- User can withdraw cash by scanning the QR displayed on ATM screen through Yono Lite app.

Quick Transfer and Donations

• Send Money using Account Details
• Donations

Facility of Yono Cash for Card less cash withdrawal through ATMs

Prelogin

• Bhim SBI Pay
• Bharat QR
• FasTag
• SBI Collect
• Donations to Religious Entities
• Bharat Bill Pay
• SBI Finder
• Complaints
• Lock/Unlock User ID
• Apply for Loan
• FAQs
• Ask SIA
• Branch/ATM
• Cyber Crime Helpline
• Transit Cards
• Complaints of Unauthorized Transactions

Ratings and reviews

The app has a major issue with OTPs for transactions — they never arrive on the first attempt. I have to cancel the transaction and retry just to receive the OTP, and this happens every single time. If I need to make another transaction, the same problem repeats. The overall user experience is disappointing and far below the standard of other banking apps. For one of the biggest banks in India, this app seriously needs a complete overhaul. Sorry to say this...!

Whenever I open the YONO Lite SBI app, it displays a message saying "New version available" and redirects me to the Google Play Store. However, no update is actually available there. This loop prevents me from accessing the app entirely. Please resolve this issue urgently, as it is affecting access to important banking services. Also, ensure updates are rolled out consistently and are compatible with all supported Android versions.

This app is not user-friendly, as it frequently requires resetting the MPIN and password, making the process unnecessarily difficult. I managed to change my password, but now, to update my MPIN, I need to enter the old password. However, despite entering it correctly, it keeps getting rejected, and I have already exhausted my three attempts.

What's new

Minor Enhancements