SBI Secure OTP is an OTP generation App for verifying transactions done through State Bank Internet Banking and State Bank Anywhere App.
You can generate OTP in two modes.
1.Online OTP in which Internet connection (via SIM or Wi-fi) is required for generating OTP.
2.Offline OTP in which OTP is generated in the absence of Wi-fi, Mobile network or SIM card.
One time registration with your INB credentials is required for using the App. Service provider independent, hassle free OTP service is now available to you.
For more details please visit, https://m.onlinesbi.com/sbijava/mobile/sbsecure_otp_app_faq.html