YONO SBI: Banking & Lifestyle

State Bank of India

About this app

Introducing the all-new YONO SBI—your smarter, faster, and smoother way to the Bank. Explore products with ease, use seamless UPI and quick-pay options, fund your account instantly, and enjoy effortless domestic and international transfers. Benefit from upgraded loyalty rewards, personalized offers, and stronger security with easy lock/unlock controls. Experience an intuitive, effortless approach to managing your finances anytime, anywhere.

What’s New in YONO SBI

• Smoother Product Access: Explore and apply for banking products, investments, and loans with a simpler, unified experience.
• Enhanced Payment Solutions: Simplified UPI, quick pay, and new autopay options for smoother transactions.
• Instant Account Funding: Fund your account instantly after opening and start transacting right away.
• Smarter Transfers: Improved domestic and international fund transfer features.
• Personal Finance Insights: Insightful financial management with spend analysis and smart recommendations.
• Loyalty & Benefits: Revamped multi-tier loyalty program with exclusive offers and privileges.
• Financial Fitness: New credit score simulator to monitor and improve your credit health.
• Secure Banking: Lock/unlock your accounts or cards anytime for extra safety.

Top Features:

• All-in-one digital banking app for payments, savings, investments, and loans.
• Simple account opening with instant activation.
• Effortless bill payments, auto reminders, and budget tracking.
• Apply for credit cards, mutual funds, and insurance directly from the app.
• 24x7 access to manage funds, monitor spending, and plan your finances.
• We are facilitating our New Bank Customers and Existing Customers to open a new account via a KYC Process and that requires uploading necessary documents available on device & download the addition documents during the process, hence we need this permission.

Ratings and reviews

Scan doesn't work properly. Add beneficiary seems nightmare since- You have to fill the entire segment of bank details, (I know for security reasons precaution is a must but typing banking password again while logged in already !) Secondly it crashes in between which means repeating the same steps again and again . Hence, leaving user in frustration .

The app's layout makes it unusable. Buttons are off the screen to enter MPIN, the button to enter the OTP on many sections is off the screen not letting a user continue, it asks for OTP for every single thing even though you have already authenticated using an OTP in the same session earlier. It is just a little easier than using their website but lately there have been many bugs and issues with the app.

Never gotten a work done before having to restart the app a couple of times. so slow at processing, hardly ever able to make a transfer without 'technical errors' showing up. i literally have to retry the next day too for a normal transfer. it's quite annoying and very bad user experience. really need to make upi user friendly too. way too many bugs!

What’s new

Key Enhancements and New Features in this Release:

· FASTag Redirection, Prepaid Card, Savings to Salary Account Conversion, 3-in-1 Account Opening feature (SB a/c, Demat and Trading a/c) and Integrated DigiLocker for the Manage Mutual Fund journey.

· Optimized application performance and stability for a seamless customer experience.