Kredmint: Loans, Cards & Bills

Kredmint Technologies Private Limited

About this app

Kredmint: Business Loans, Cards & Bill Payments — Powering MSME Growth

Kredmint is your all-in-one financial partner, designed to help Micro, Small, and Medium Enterprises (MSMEs) access fast, secure, and reliable financial services. Whether you need working capital, flexible payment solutions, or efficient expense management — Kredmint simplifies your financial journey.

Key Features:

✅ Business Loans: Access instant, collateral-free business loans up to ₹50 Lakhs. Kredmint partners with its own RBI-registered NBFC and leading financial institutions to ensure safe and compliant lending, with quick approvals and minimal paperwork.

✅ Business Cards: Take control of your business expenses with Kredmint’s smart business cards. Track spending, manage employee expenses, and streamline your financial operations, all in real-time.

✅ Bill Payments: Save time with seamless bill payments for utilities, vendors, suppliers, and more — directly through the app.

Join 10,000+ MSMEs across 100+ cities who’ve already secured funding and streamlined their finances with Kredmint.

💼 What We Offer:
- Invoice Discounting
- Supply Chain Finance
- Line of Credit
- Term Loans
- Merchant Cash Advance
- Letter of Credit
- Loan Against Property


✅ Why Choose Kredmint?
- Trusted by 10,000+ MSMEs across 100+ cities
- Fast online application & approval
- Transparent terms, no hidden charges
- Secure, RBI-complaint processes
- 24x7 customer support
- Repayment period ranging from 7 days to 365 days.
- Annual Percentage Rate (APR) ranges from 10% to 36%.

📌 Example of how Kredmint Business Loan works:
✅ Loan Amount: ₹50,000
✅ Tenure: 12 months
✅ Interest Rate: 20%
✅ Processing Fees (incl. GST): 2.5% [₹1,250 + ₹225 GST]
✅ Monthly EMI: ₹4,632
✅ Total Interest Payable: ₹4,632 x 12 months - ₹50,000 (Principal) = ₹5,584
✅ Annual Percentage Rate (APR): 25.85%
✅ Disbursed Amount: ₹50,000 - ₹1,475 = ₹48,525
✅ Total Amount Payable: ₹4,632 x 12 months = ₹55,584
✅ Total Cost of the Loan: Interest Amount + Processing Fees = ₹5,584 + ₹1,250 = ₹6,834

*Note: These numbers are for representation purposes only. The final interest rate & APR will depend on the customer’s credit assessment, as decided by Kredmint Lending Partner(s).

🤝 Our Lending Partners:
- Zeal Holdings Private Limited (https://zealholdings.in)
- UGRO Capital Limited (https://www.ugrocapital.com/)

📞 Support & Contact:
Website: www.kredmint.com
Email: [e-mail]
Customer Care: [phone] (Mon–Sat, excluding public holidays)