Schwab Intelligent Portfolios® is an automated investment advisory service. This sophisticated technology automatically builds, monitors and rebalances your portfolio. And unlike other investment advisory services, there are no advisory fees, commissions or account service fees charged.
• Recommends a diversified portfolio of Exchange Traded Funds (ETFs). Once you fund your account, it works for you daily– doing everything from investing to rebalancing your portfolio.
• Set a savings or income goal and we'll automatically track and notify you of your progress.
• Investors get a diversified portfolio built from ETFs handpicked by the Charles Schwab Investment Advisory (“CSIA”) team using rigorous criteria. Portfolios can be comprised of up to 20 asset classes across stocks, municipal and corporate bonds, real estate, and commodities, as well as an FDIC-insured cash allocation – so they’re truly diversified.
• Minimum investment of just $5,000.
• You can talk to a Schwab investment professional. They’re available 24/7/365.
ABOUT CHARLES SCHWAB
At Charles Schwab we believe in the power of investing to help individuals shape their financial future. Schwab Intelligent Portfolios is a distinctive service from a company with over 40 years of experience and innovation. The cash allocation in Schwab Intelligent Portfolios will be accomplished through enrollment in the Schwab Intelligent Portfolios Sweep Program (“Sweep Program”), a program sponsored by Schwab. By enrolling in Schwab Intelligent Portfolios, clients consent to having the free credit balances in their Schwab Intelligent Portfolios brokerage accounts swept to deposit accounts at Charles Schwab Bank (“Schwab Bank”) through the Sweep Program. Schwab Bank is an FDIC-insured depository institution affiliated Schwab and CSIA. Cash balances held in the Sweep Program at Schwab Bank are eligible for FDIC insurance up to allowable limits.
There is no guarantee that the intended goal will be reached and changes to inputs and other assumptions may affect your potential to reach the intended goal.
Diversification strategies do not ensure a profit and do not protect against losses in declining markets.
Accounts must maintain a minimum balance of $5,000 to be eligible for automatic rebalancing.
Schwab Intelligent Portfolios charges no advisory fee. Schwab affiliates do earn revenue from the underlying assets in Schwab Intelligent Portfolios accounts. This revenue comes from managing Schwab ETFs ™ and providing services relating to certain third party ETFs that can be selected for the portfolio, and from the cash feature on the accounts. Revenue may also be received from the market centers where ETF trade orders are routed for execution. Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets. Schwab investment professionals are employees of Charles Schwab & Co., Inc. Please read the Schwab Intelligent Portfolios’® disclosure brochures (intelligent.schwab.com/disclosurebrochure) for important information.
Brokerage Products: Not FDIC-Insured • No Bank Guarantee • May Lose Value
Schwab Intelligent Portfolios is made available through Charles Schwab & Co., Inc. (“Schwab”), a dually registered investment advisor and broker-dealer. Portfolio management services are provided by Charles Schwab Investment Advisory, Inc. ("CSIA"). Schwab and CSIA are affiliates and subsidiaries of The Charles Schwab Corporation.
Charles Schwab & Co., Inc. and Charles Schwab Bank are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products, including the Schwab One brokerage account, are offered by Charles Schwab & Co., Inc., Member SIPC . Deposit and lending products are offered by Charles Schwab Bank, Member FDIC and an Equal Housing Lender.
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