Schwab Intelligent Portfolios makes investing easier.
Automated investing with human help when you need it
• Our robo-advisor builds, monitors and automatically rebalances a diversified portfolio based on your goals.
• Get help from Schwab professionals any time, 24/7
• Get started with as little as $5,000
Backed by our commitment to keeping costs low
• Pay no advisory fee and no commissions
• Invest in a portfolio of low cost exchange-traded funds (ETFs)
• Just as if you’d invested on your own, you will pay the operating expenses on the ETFs in your portfolio – which includes Schwab ETFs.
What else you should know
We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in a FDIC-insured cash deposit at Schwab Bank. Some cash alternatives outside of the program pay a higher yield.
At Charles Schwab, we believe in the power of investing to help individuals shape their financial future. Schwab Intelligent Portfolios is a distinctive service from a company with over 40 years of experience and innovation.
Schwab Intelligent Portfolios charges no advisory fee. Just as if you’d invested on your own, you will pay the operating expenses on the ETFs in your portfolio – which includes Schwab ETFs. Portfolios include a cash allocation, which will be enrolled in the Schwab Intelligent Portfolios Sweep Program (“Sweep Program”) and placed in a FDIC-insured cash deposit at Schwab Bank. Charles Schwab Bank earns income on this cash allocation and some cash alternatives outside of the program pay a higher yield. Deposits held at Schwab Bank are protected by FDIC insurance up to allowable limits per depositor, per account ownership category.
There is no guarantee that the intended goal will be reached and changes to inputs and other assumptions may affect your potential to reach the intended goal.
Diversification strategies do not ensure a profit and do not protect against losses in declining markets.
Please read the Schwab Intelligent Portfolios’® disclosure brochures (intelligent.schwab.com/disclosurebrochure) for important information.
Brokerage Products: Not FDIC-Insured • No Bank Guarantee • May Lose Value
Schwab Intelligent Portfolios is made available through Charles Schwab & Co., Inc. (“Schwab”), a dually registered investment advisor and broker-dealer. Portfolio management services are provided by Charles Schwab Investment Advisory, Inc. ("CSIA"). Schwab and CSIA are affiliates and subsidiaries of The Charles Schwab Corporation.
Charles Schwab & Co., Inc. and Charles Schwab Bank are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products, including the Schwab One brokerage account, are offered by Charles Schwab & Co., Inc., Member SIPC. Deposit and lending products are offered by Charles Schwab Bank, Member FDIC and an Equal Housing Lender.
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