Seen Mobile - Build Credit

12.8K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
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About this app

Simple, secure and everything you need: Get the Seen Mobile app to manage your Seen Mastercard® credit card. It takes as little as 2 minutes to apply and even less to find out if you’re approved. Get started today!

Seen Mastercard® is the credit builder card for first and second chances. Whether you’re looking to repair credit or establish credit for the first time, Seen can help you build credit, responsibly.¹ We report your payment history to all three major credit bureaus - TransUnion®, Equifax®, and Experian® ² – so your good credit habits won’t go unnoticed.

With the Seen Mobile app, you’re empowered to take control of your finances, level up your credit game, and take charge of your financial future. Download now, apply today, and make a better financial future your new reality.

- Log into the Seen Mobile app from anywhere to:
- Check your balance and available credit
- View all of your account transactions
- Manage your profile and account settings
- Schedule, edit, or cancel payments
- Enable notifications for important account activity, payment reminders, and receive alerts if fraudulent activity is suspected on your account

**App Feature Highlights**

(Re)building credit can be a daunting task. That’s why we designed our features to help you stay focused on your goals.

- DIGITAL CARD is available for use the moment you're approved, so you can start flexing your new buying power the same day
- AUTOPAY makes scheduling your monthly payments a breeze
- PLAID integration lets you seamlessly connect to more than 12,000 US financial institutions³
- CARD LOCK allows you to lock your card with a single tap whether you think your card is misplaced, lost or stolen
- ACCOUNT ALERTS help you stay on top of your account activity
- FOR YOU recommendations in your app’s home page will greet you when you sign in and offer helpful tips to stay on top of your account

Seen Finance Inc™, all rights reserved.

The Seen Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard® International Incorporated.

Privacy Policy https://www.seen.com/legal/privacy-policy

Terms of Use https://www.seen.com/legal/terms-of-use

Cardmember Agreement https://www.seen.com/legal/cardmember-agreement

¹With responsible use and regular on-time monthly payments.

²All payment activity, both positive and negative, is reported to the three major credit bureaus. Impact to score may vary. Some users' scores may not improve.

³Source: https://plaid.com/plaid-link/, accessed on July 31, 2023.
Spend, Track & Build Credit
Updated on
Aug 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, App info and performance, and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

12.6K reviews
Chelsea Lowe
August 16, 2026
this app will ruin your credit. my credit score keeps getting hit for late payments because this app DOES NOT RESPOND. I have looked for an online payment option, but haven't found one. the app will spend an hour loading if it even lets me in at all. I have cleared cache, force stopped the app, uninstalled and reinstalled, and it still happens. when I'm unable to make the payment on time because the app isn't working, I get a late fee added to my balance and another credit hit for my trouble.
3 people found this review helpful
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Theotokis Henderson (WNDRTWN1)
July 30, 2026
Very nice clean app but there are some features that needs to be addressed. First, is the sign out process, there are too many steps. You have click sign out, click another screen to close, then click cancel if you have your biometrics activated (don't understand why that needs to come up if I'm signing out), then click another screen to close that takes you back to the main sign in screen. Secondly, the dashboard needs more info, due date, payment amount, balance and available credit.
2 people found this review helpful
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Mitch
August 24, 2026
EZ to apply for, and was approved even without having much credit history yet. I like the chance they give to increase the credit limit after a few months just by using the card and paying on time. More card companies should do the same instead of punishing folks who are just trying to build up their credit rating/profile. Thanks a ton, SEEN!!!
4 people found this review helpful
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