Senyumku-Investasi & Tabungan

PT Bank Amar Indonesia Tbk.

About this app

My smile is an investment and savings application from Amar Bank that is safe, profitable, and flexible.

- Safe investment and earn 9% interest with My Smile Deposit
- Flexible investment in My Smile Piggy Bank with 5.5% interest liquid every day
- Free monthly admin fees and free transfers

Deposit investment simulation:
Deposit amount: IDR 100,000,000
9% interest: IDR 26,999,998.
Investment gain: IDR 126,999,998.

👍MY SMILE ADVANTAGE
Smiles is a digital banking with complete features and makes it easy for you to carry out all kinds of financial transactions, from saving, opening deposits, transfers between banks, to practically top-up E-Wallet.

SAFE AND PROFITABLE INVESTMENT! Online Deposit with Interest Up to 9%
Experience a lucrative low risk and interest rate investment with My Smile Deposit. The interest rate is higher than the savings in Celengan, reaching 9%. Deposit capital is very affordable, starting from IDR 100,000 with a choice of 1-36 months period.

Flexible Investment in Piggy Bank with Interest up to 5.5%, LIQUID DAILY!
Achieve your financial dreams more easily with the piggy bank feature. Digital savings with interest up to 5.5% per year and flexible to withdraw anytime.

Open an Online Account Easily and Free Monthly Admin
You can open an online savings account easily and practically, just prepare an ID card and fill out the form in the Smileku digital bank application. Within 5 minutes, the account is ready

Buy Free Admin Credit and Free E-Wallet Top-Up
Save more without having to think about admin fees! Buy credit through My Smile and you can even get a discount! Top-up e-Wallet (OVO, GoPay, ShopeePay, DANA, and LinkAja) is also free!

Equipped with a Debit Card with the GPN Logo
To support all financial transaction needs, Smileku features a Debit Card with the GPN logo that allows customers to withdraw cash at ATMs and make transactions at EDC machines.

More Effective and Efficient in Savings with the Finsight Feature
Get the Saving Insight feature to help you manage your finances and cash flow more effectively and efficiently.

Digital Banks Registered with OJK Indonesia
My Smile is an Indonesian digital bank service which is a product of PT Bank Amar Indonesia Tbk. Amar Bank has been registered and supervised by the Financial Services Authority.

HOW TO OPEN ONLINE SAVING ACCOUNT AT SENYUMKU DIGITAL BANK
1. Download the My Smile app.
2. Prepare your ID card and fill in the account opening form.
3. Wait in minutes for the online account verification process of my Smile.

REQUIREMENTS FOR OPENING ONLINE ACCOUNT IN MY SMILE
- Indonesian Citizen (WNI).
-Minimum age 17 years.

SAFETY OF MY SMILE DIGITAL BANK USER DATA

Smiles collects and stores user data as a condition for opening an online account in accordance with the provisions of BI and OJK as well as a means of improving service quality in the future. We maintain transaction security by:

1. Account security authentication with password and PIN
You will be asked to create a password that will be used to enter your Smile account and also a Transaction PIN for you to make transactions safely.

2. Successful transaction notification
You will receive a notification and proof of transfer via email as a confirmation that the transaction was successful.

3. Fast and secure online account opening verification process
The process of opening a smart online account uses the help of advanced technology so that verification is carried out faster and safer to prevent fraud.

MY SMILE SERVICE AREA
Currently, Smileku is ready to serve customers throughout Indonesia.

️ CONTACT MY SMILE
- Office Address: Graha Niaga Thamrin Building, Lt. 1 Area B2
Jl. KH Mas Mansyur, Kebon Kacang, 10220
Tanah Abang, Central Jakarta
- E-mail: [e-mail]
- Call Center: [phone]
- Website: smileku.com
- Facebook: My Smile Official Account
- Instagram: @smileku_id