Sezzle: Buy Now, Pay Later

4.5
1.07L reviews
Content rating
Everyone
50L+
Downloads
Content rating
Everyone
Learn more
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About this app

Sezzle makes shopping more flexible and more rewarding. Split your purchases into interest-free³ payments, so you can get what you need now and pay over time with confidence. More than just flexible payments, Sezzle brings together rewards, an opportunity to build credit history⁴, cash advances, and a mobile phone plan - all in one place.

BUY NOW PAY LATER
Pay in 5¹: Spread it further with five installments
Pay in 4³: Four payments over 6 weeks
Pay in 2³: Shorter term, faster payoff
Pay in Full: No installments and earn up to 2% Sezzle Spend
Monthly Payments⁵: For bigger purchases

PAY LATER ANYWHERE²
Use Sezzle to shop in-store or online. Add the Virtual Card⁶ to your Apple Wallet and pay later anywhere Visa® is accepted.

BUILD CREDIT HISTORY⁴
Opt in to Sezzle Up to report your payments to credit bureaus, so every purchase helps build your credit history

EARN REWARDS
When you fill up on gas, shop top brands, play games, complete tasks and more.

SEZZLE CASH⁷
Get the funds you need today sent straight to your bank or debit card and pay later in the app.

SEZZLE MOBILE
Stay connected with unlimited 5G data, talk, and text, starting at just $29.99/month. Enjoy priority access on AT&T, the nation's fastest and most reliable network. Save up to $840/year compared to traditional plans and cancel anytime—no long-term contract required.⁸

TRUSTED, TRANSPARENT, RESPONSIBLE
- No interest. No hassle.
- Approval in less than a minute with no long forms
- Flexible reschedules when life gets in the way
- Recommended by Investopedia and LendingTree

Download Sezzle and start shopping smarter, spending responsibly, and building the financial future you deserve.

¹Issued by WebBank or Sezzle. See loan agreement for details. For example, for a $300 loan, $60 down payment + $7.49 service fee today, then 4 payments of $60 every 2 weeks. 33.3% APR. Paid subscription may be required.
²Sezzle Anywhere for US Visa purchases only. Restrictions apply.
³Issued by WebBank or Sezzle. See loan agreement for details. For example, for a $300 loan, $75 down payment + $7.49 service fee today, then 3 payments of $75 every 2 weeks. 45.0% APR. Service fees vary by loan amount. Paid subscription may be required.
⁴Opt-in to voluntary credit reporting by enrolling in Sezzle Up. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. All payments, including late payments, are required to be reported, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The program and related services will not remove negative credit history from your credit report.
⁵Loans are originated by Sezzle and third party lenders, including WebBank. Refer to your loan agreement for lender information. All loans are subject to credit approval.Pay Monthly: For example, a $1,000 loan over 6 months would result in 6 monthly payments of $166.67 at 0.00% APR, $178.90 at 24.99% APR, or $184.29 at 35.99% APR. Minimum purchase amount and down payment may be required.
⁶Sezzle Virtual Cards are issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A Inc. See User Agreement for details. Sezzle provides access to financing in the form of installment loans. Sezzle is not a bank
⁷Issued by WebBank. Loan terms, repayment schedules, and fees are disclosed in your SezzleCash agreement prior to acceptance. For example, for a $110 loan + $3.50 service fee, you have 1 payment of 100% in 14 days. APR 82.9%. Optional express delivery may be available for an additional fee. Exact loan fee will be displayed at checkout in the loan agreement.
⁸Sezzle Mobile includes unlimited calls and texts to domestic phone numbers in the United States.
Updated on
14 May 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
1.04L reviews
Toby Duffey
28 April 2026
I have been using this, even though the reviews don't always give it a glowing reivew. I like the service, but man they screw you over. I had a payment fail, hit before the money tranfer in the account. I in turn made a quick paymen to keep them on time, but the date it listed. I had a spending power of $400.00. Nothing changed until 30 min before I made my purchase and it all changed. Customer service didn't help, just gave standard answers. Buyer or user beware. Most likely deleting.
2 people found this review helpful
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Sezzle Mobile
29 April 2026
We are sorry to hear that this happened. We know that can be frustrating. If there's anything else you would like to share or should you have any problem please reach out to shoppersupport@sezzle.com.
Phrixion
20 February 2026
Easy to use. Comes in extremely handy and am able to purchase some items that would have been put on the backburner for months. In days where layaway is no longer an option with stores, this company fills that empty gap. Also, you can use it as an option to increase your credit score. Mine was *meh* average, but Sezzle helped boost it a little more. Only use this option if you plan on making payments on time, however.
25 people found this review helpful
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Crystal Zerbe
13 September 2024
Beware! Huge con!!! I paid for the monthly subscription fee, thinking the reason I couldn't get approval to purchase anything was that I hadn't subscribed. 12.99 for the membership. I again tried to place several orders. 5 declined orders, all within my spending limit. I tried 1 small order, which didn't qualify for the "payments" option. It went straight through. B/c it processed as a full payment, just through Sezzle.They're basically lying to gain access to your accounts, payment methods,etc
292 people found this review helpful
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Sezzle Mobile
13 September 2024
Hi Crystal, our goal is to promote responsible spending so our system does not approve 100% of orders. Also, Virtual Card use requires purchase requests, or pre-approved loan amounts that you need to request prior to making a purchase. Please reach out with your specific account details at shoppersupport@sezzle.com so we can best assist you!

What's new

Cool new features, performance improvements and bug fixes to our app to provide you with a better shopping experience every time. Be sure to update or simply turn on automatic updates!