Simpl Pay Later

114K reviews
Content rating
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About this app

Welcome to the Best Buy now Pay Later experience- Simpl Pay Later. No OTPs, passwords or failed transactions. Just one tap and your payment is done! Trust us, once you’ve used this payment app, you’ll never try anything else!!

From ordering groceries, food, medicines, renting a vehicle, buying travel tickets, to paying your utility bills, and much more, you can use Simpl for all your daily transactions.

Here’s what you can do on Simpl -

1. Quick and easy payment: Pay using Simpl with just one-tap, within seconds!

2. Buy Now & Pay Later: Simpl provides a cycle of 15 days to repay your bills. This means that you can order food, groceries, and more, now, and pay for it later - once in 15 days without any interest or hidden charges.

3. Multiple Orders, One Bill: Simpl is among the most preferred bnpl app as it allows you to track all your expenses on various brands, with one single consolidated bill.

4. Zero Fees or Interest: Say goodbye to payment charges or interest fees because Simpl provides you an opportunity to pay later without any hidden fees or additional charges. It’s even better than having any postpaid wallet!

5. Great Offers: Unlock exclusive cashbacks and offers on various merchants when you pay via this amazing bnpl app.

6. Quick Refunds: In case of order cancellation, you don’t have to wait for your refund for days!

7. Minimum KYC - You can get started on Simpl with minimum paperwork and KYC formalities.

Who can use Simpl?

Simpl is one of the highest rated Pay Later apps in India, and thus, the Simpl community is based on trust. We only approve selected users to use Simpl, so that everyone has a great experience. While onboarding a user, we focus on 100+ criteria including behaviour of the user on the merchant app, behaviour history of similar users, signals from app installation, etc. So, when you are a part of Simpl, we completely trust you with timely repayments!

Where can I pay using Simpl:

You can pay using Simpl on 15,000+ merchants including Zomato, Bigbasket, Dunzo, JioMart, Tata 1mg, Netmeds, blinkit, Makemytrip, Eat Fresh etc. About 8 Million Daily transacting users enjoying a hassle-free payment experience via Simpl. You can also recharge your phone and pay your utility bills such as electricity, Wi-Fi, DTH, through Simpl. It truly is the only payment app you’ll ever need.

View the merchants we support:

Why download Simpl App?

Buy Now Pay Later - You can buy all that you need using Simpl’s fast and easy one-tap checkout on 15,000+ merchants.

- Track your expenses: Maintaining a record of your expenses is an arduous task, so we maintain it for you. With the Simpl you can keep track of all your expenses and repayments as we send you a consolidated bill at the end of each cycle.

- Billbox: Clear all your utility bills such as electricity, DTH, Gas, Mobile and Wi-Fi via Billbox on Simpl in just one-tap and pay later.

- Ease of repayments: Track your dues and repay your Simpl bill easily through the app using UPI, Netbanking, Cards and more

Read the FAQs here!:

Download the app now and say hello to a Simpl life!

To check if you’re pre-approved for Simpl, visit

Stay updated on all things Simpl:


Copyright © 2022, One Sigma Technologies Private Limited
All rights reserved.
Updated on
Jun 9, 2022

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114K reviews
rajesh nare
June 28, 2022
Fake cashback offers. Paid through simpl with all eligible conditions for cashback. But the cashback was not received. After contacting customer care, I received lame excuses. Also, no OTP authentication enabled. With a single touch the orders will be placed on the merchants page if the mode of payment is simpl enabled. I lost money by using this app. Very bad experience.
41 people found this review helpful
GetSimpl Tech
June 28, 2022
Hi Rajesh, We regret to note this. Please contact us at with your contact details so that we can address your concern.
Saugata Das Gupta
June 29, 2022
It has been 8 days that I have installed and activated this account but still unable to do any transaction. When reached out to Customer service, they said some of the prerequisite checks have not been completed and they cannot provide an expected timelines as well, when it could be completed. Extremely pathetic service!!!
4 people found this review helpful
GetSimpl Tech
June 29, 2022
Hi Saugata, We regret to note this. Please contact us at with your contact details so that we can address your concern.
Abhishek Pant
July 2, 2022
easy payments - nice and smooth. Still accepts credit cards for repayment. Haven't found any issues with refund or order placement as instant refund or debit is there. Would say best paylater service among all. IMPRESSIVE!! @getsimpl.
1 person found this review helpful
GetSimpl Tech
July 3, 2019
Hello Abhishek, it is delightful to hear such positive words and it’s always a pleasure to serve our users. If there is anything else that you think we can improve on, please do let us know by writing it to us at