Simpl Pay Later

113K reviews
Content rating
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About this app

Welcome to the Best Buy now Pay Later experience- Simpl Pay Later. No OTPs, passwords or failed transactions. Just one tap and your payment is done! Trust us, once you’ve used this payment app, you’ll never try anything else!!

From ordering groceries, food, medicines, renting a vehicle, buying travel tickets, to paying your utility bills, and much more, you can use Simpl for all your daily transactions.

Here’s what you can do on Simpl -

1. Quick and easy payment: Pay using Simpl with just one-tap, within seconds!

2. Buy Now & Pay Later: Simpl provides a cycle of 15 days to repay your bills. This means that you can order food, groceries, and more, now, and pay for it later - once in 15 days without any interest or hidden charges.

3. Multiple Orders, One Bill: Simpl is among the most preferred bnpl app as it allows you to track all your expenses on various brands, with one single consolidated bill.

4. Zero Fees or Interest: Say goodbye to payment charges or interest fees because Simpl provides you an opportunity to pay later without any hidden fees or additional charges. It’s even better than having any postpaid wallet!

5. Great Offers: Unlock exclusive cashbacks and offers on various merchants when you pay via this amazing bnpl app.

6. Quick Refunds: In case of order cancellation, you don’t have to wait for your refund for days!

7. Minimum KYC - You can get started on Simpl with minimum paperwork and KYC formalities.

Who can use Simpl?

Simpl is one of the highest rated Pay Later apps in India, and thus, the Simpl community is based on trust. We only approve selected users to use Simpl, so that everyone has a great experience. While onboarding a user, we focus on 100+ criteria including behaviour of the user on the merchant app, behaviour history of similar users, signals from app installation, etc. So, when you are a part of Simpl, we completely trust you with timely repayments!

Where can I pay using Simpl:

You can pay using Simpl on 15,000+ merchants including Zomato, Bigbasket, Dunzo, JioMart, Tata 1mg, Netmeds, blinkit, Makemytrip, Eat Fresh etc. About 8 Million Daily transacting users enjoying a hassle-free payment experience via Simpl. You can also recharge your phone and pay your utility bills such as electricity, Wi-Fi, DTH, through Simpl. It truly is the only payment app you’ll ever need.

View the merchants we support:

Why download Simpl App?

Buy Now Pay Later - You can buy all that you need using Simpl’s fast and easy one-tap checkout on 15,000+ merchants.

- Track your expenses: Maintaining a record of your expenses is an arduous task, so we maintain it for you. With the Simpl you can keep track of all your expenses and repayments as we send you a consolidated bill at the end of each cycle.

- Billbox: Clear all your utility bills such as electricity, DTH, Gas, Mobile and Wi-Fi via Billbox on Simpl in just one-tap and pay later.

- Ease of repayments: Track your dues and repay your Simpl bill easily through the app using UPI, Netbanking, Cards and more

Read the FAQs here!:

Download the app now and say hello to a Simpl life!

To check if you’re pre-approved for Simpl, visit

Stay updated on all things Simpl:


Copyright © 2022, One Sigma Technologies Private Limited
All rights reserved.
Updated on
Jun 9, 2022

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113K reviews
MKS Rudra
June 25, 2022
Worst experience! I paid 509 rupees through gpay, they did not update my bill, they are charging again. There is no one to talk to, there is a bot and we will have to hit our head to get to the point! Useless App and very worst customer care. They first said, the bill has been updated, then they say you will have to pay. No clarity, no common sense at all. They should learn from Amazon!
21 people found this review helpful
GetSimpl Tech
June 25, 2022
Hi There, We regret to note this. Please contact us at with your contact details so that we can address your concern.
DeboJyoti Dey
May 31, 2022
The app was way much better before. Nowadays, even if you delay the total outstanding by a month or so and repay back the whole of the total outstanding later, they never unfreezes your account by default. I don't understand the simple reason - if a customer is ready to pay the interest and the late charge, where is the problem that you don't let them use rhe account. It's neither a proper paylater, not a proper credit..
162 people found this review helpful
GetSimpl Tech
June 1, 2022
Hi DeboJyoti, We regret to note this. Please contact us at with your contact details so that we can address your concern.
rajesh nare
June 28, 2022
Fake cashback offers. Paid through simpl with all eligible conditions for cashback. But the cashback was not received. After contacting customer care, I received lame excuses. Also, no OTP authentication enabled. With a single touch the orders will be placed on the merchants page if the mode of payment is simpl enabled. I lost money by using this app. Very bad experience.
3 people found this review helpful
GetSimpl Tech
June 28, 2022
Hi Rajesh, We regret to note this. Please contact us at with your contact details so that we can address your concern.