SimpliFi

SimpliFi Africa

About this app

Master Your Money with Intentional Planning

Simpli Fi is a personal finance companion designed to help you take control of your spending through the power of intentional allocation. Stop wondering where your money went and start telling it where to go.

How Simpli Fi Works:
Simpli Fi uses a unique simulated account system to help you visualize your financial health without the stress of linking live bank accounts.
- Plan Your Blueprint: During onboarding, set up your income and define what matters most—from rent and health to vacations and goals.
- Categories: Create "Simulated accounts" that mirrors your real-world balance. Use this as your digital sandbox to plan every Naira/Dollar before you spend it.
- Manual Allocation: Every time you make a purchase in real life, simply update Simpli Fi. Move money from your simulated balance to your specific spending categories to see exactly how much you have left for the month.
- Stay Notified: Receive helpful reminders to log your spending and stay on track with your financial goals.

Key Features:
- Privacy First: No direct bank syncing required. You remain in total control of your data.
- Custom Categories: Tailor your spending jars to fit your unique lifestyle.
- Visual Tracking: See your "virtual" balances update in real-time as you log real-world expenses.
- Educational Guidance: Learn the discipline of envelope-style budgeting through a simple, intuitive interface.

Note: Simpli Fi is a financial planning and simulation tool. It does not provide banking services, loans, or investment brokerage. All account balances within the app are user-defined simulations for budgeting purposes.