creditcase: Mutual Fund Loans

CASE Platforms: Invest with confidence

About this app

Get loan against MFs & stocks at 9.99% p.a. without breaking your investments!

creditcase, offers a simple and secure way to get a loan against your mutual fund and stock investments. Whether you’re looking for a flexible line of credit, a lower-cost secured loan, or just quick cash, creditcase helps you access funds instantly while your portfolio continues to grow.


WHY CREDITCASE?
⚡Fast disbursal – get loans on MFs in as little as 2 hours
💸 Pay just interest on what you borrow – starting at 9.99% p.a.
📈 Stay invested – no need to sell your MFs or shares to access cash
💰 Save capital gains tax - avoid paying any tax on exiting your investments
🔄 Flexible credit line – borrow, repay, and borrow again anytime
✅ No foreclosure charges – close your loan early without penalties
🧾 Check safely – checking your credit limit doesn’t affect your credit score
🏦 Trusted lending – loans are provided by RBI-regulated NBFC and Bank partners
🔒 Fully digital & secure – 100% paperless with best in class encryption


LOAN AGAINST MUTUAL FUNDS
Turn your mutual funds into a source of instant liquidity without redeeming them. With creditcase, your mutual fund units remain invested and continue to earn returns, while you unlock a loan against them.
- Borrow against equity mutual funds (up to 60% of fund value) or debt funds (up to 80% of fund value).
- Loan tenure up to 36 months.
- Get cash within 2 working hours
- Continue investing in SIPs while your pledged funds remain secure.


LOAN AGAINST STOCKS
Your shares are valuable — you don’t need to sell them for cash flow. With creditcase, you can pledge your listed stocks or ETFs to access a secured loan while keeping ownership intact.
- Borrow up to ₹5 crore against approved stocks & ETFs.
- Loan-to-value up to 60% of eligible securities.
- Get cash within 24 hours
- Keep enjoying dividends, bonuses, and rights issues on pledged shares.

Tenure: 36 months
Maximum Annual Percentage Rate (APR): 13%

RBI Registered Lending Partners :
- DSP Finance

Example:
Interest Rate: 9.99% p.a.
Tenure: 36 months
Cash to be credited: ₹48,525
Processing Fee: ₹1250
GST: ₹225

Total Loan Amount: ₹50,000
EMI: ₹416
Total Repayment Amount: ₹64,985
APR:11.15%

GET STARTED IN 4 SIMPLE STEPS:
1. Calculate your credit limit with PAN & investment details.
2. Confirm details digitally – no paperwork.
3. Link your bank account.
4. Pledge eligible MFs or stocks securely.
Funds are credited directly to your bank account once approved.


DISCLAIMER:
Loans are subject to eligibility and lender approval. All loans are facilitated via Essential Investment Managers Pvt. Ltd. through its DLAs - digital lending apps (creditcase and smallcase), registered with DSP Finance.

Registered Address:
#51, 3rd Floor, Le Parc Richmonde,
Richmond Road, Shanthala Nagar,
Richmond Town, Bangalore - 560025

What’s new

Improved core performance for faster load times and smoother transitions.

Stability Fixes: Resolved underlying crashes and improved memory management.

UI Polishing: Fixed navigation bugs and refined interface responsiveness.