4.5
742 reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
Learn more
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About this app

The SMB Online app gives you an up-to-the-minute view so you can stay organized and make good financial decisions. It's fast, secure, and makes life easier by giving you the tools you need to manage your finances.

Here's what you can do with the SMB Online app:

Alerts & Notifications: Set up alerts for low funds and incoming transactions, and receive convenient push notifications, emails, and/or in-app messages.

Payments: Make payments to companies and friends.

Transfer Money: Transfer funds between your accounts.

Deposit checks: Take a picture of the front and back and deposit it in a snap.

Manage your debit cards: Easily turn your card off and on if you've temporarily misplaced it. You may also activate a new card, cancel one that is lost or stolen, and set travel notifications right from your app.

View statements: View and save your electronic account statements.

Add Tags, Notes, & Images: By adding custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you're looking for when searching through your transactions.

Support: Locate ATMs or branches and message SMB Customer Service directly from the app.


SAFE AND SECURE
The SMB Online app utilizes the same bank-level security that protects you when you're banking online. The app features a unique 4-digit passcode setting that prevents unauthorized access. You can also secure your account with biometrics supported by your device - fingerprint or facial recognition.


GETTING STARTED
To use the SMB Online app, you must be enrolled as an Southwest Missouri Bank online banking user. If you currently use our online banking, simply download the app, launch it, and login with the same username and password. If you don't currently use online banking, get enrolled today by selecting "Enroll now" on the login screen of the app.
Updated on
Jun 16, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Contacts, and App activity
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.5
733 reviews
Priscilla Bledsaw
June 2, 2026
The last update has caused me nothing but trouble. The "tech" woman was really annoying and was no help at all. As instructed in the response I called customer service, but they were closed for 2 more days. Added 6/1\26 : I have added a second star because I haven't had any serious probs with the app for several weeks, & I like the PIN option.
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Southwest Missouri Bank
November 25, 2025
Google and Apple updated their minimum supported mobile device Operating System (OS), because outdated devices are vulnerable to security risk and threats. We apologize for the inconvenience and would like to assist you with your issue. Please call us at 800-943-8488.
Jacob Borchardt
April 29, 2023
Overall, the app is fine. But I'm giving 2 stars because the mobile deposit needs improved. It'll tell me the amount I entered is different than what's on the check when it's the exact same. Or it'll tell me it's not endorsed for mobile deposit when it is. Either fix these bugs, or add a button to override the app's rejection of the check, so the images can be reviewed by the bank. Only then, will i give 5 stars.
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Southwest Missouri Bank
May 1, 2023
Thank you for the feedback. We’ll share with our developers. If this happens in the future, we suggest moving the check to a more well-lit area. It is likely having difficulty reading the information on the check.
Jaala Niswonger
January 17, 2022
Edit: They reached out and help! Now works great. I'm leaving the old info so if it happens to you, you know they'll fix it. Always locks my account. When it works, it's great which is why I gave 2stars instead of 1. I've had to reset my password every time I've used the app for a few weeks now. The final blow is it now says I'm not enrolled in mobile banking. I've had their mobile banking for at least 4 years on two different accounts.
13 people found this review helpful
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Southwest Missouri Bank
December 27, 2021
It should be smooth sailing now! If it happens again, please give us a call at 800.943.8488 so we can help! Thanks again for letting us know you were having issues.

What’s new

Version 3.35.1 • Bug fixes and performance improvements
Content rating
Everyone
Learn more

App support

About the developer
SOUTHWEST MISSOURI BANK
information@smbonline.com
2417 Grand Ave Carthage, MO 64836 United States
+1 417-237-3775