SoFi - Banking & Investing

Social Finance, LLC

About this app

Get up to $1000 in stock when you open and fund an active invest account. Bank, borrow, budget, and invest- all in one app.

WHY DO OVER 8.8 MILLION MEMBERS LOVE SOFI?

HIGH-YIELD MOBILE BANKING
• Earn up to 4.30% APY with our mobile banking app- 9x the national average savings rate.
• Enjoy no account fees on mobile banking with no minimum balance requirements on your accounts.
• Access your money at over 55,000 ATMs nationwide for convenient mobile banking.
• Advance your paycheck by up to 2 days when you set up direct deposit with our online bank. *
• Secure your funds with FDIC insurance up to $250,000 on your mobile bank account.

SMART INVESTING
• Invest in stocks and ETFs without commission through our mobile investing app.
• Access exclusive IPO investments at IPO prices directly from your investing app.
• Start investing with as little as $5 using fractional shares in our easy-to-use investing app.
• Get up to $1,000 in stock when you open and fund an active invest account.

POWERFUL BUDGET TRACKER
• Connect all your accounts to our budget tracker for a comprehensive financial overview.
• Set and monitor custom savings goals with our advanced budgeting tools.
• Gain insights by categorizing and analyzing your spending in our budget tracker app.
• Stay on top of your finances with bill payment reminders from our money management app.
• Track your credit score for and receive updates to help advance your financial health.

Support: Call (855) 456-SOFI (7634) or chat with us online at https://www.sofi.com/contact-us/

*Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.

Bank, borrow, budget, and invest- all in one finance app. Download SoFi for Android devices on Google Play.

Ratings and reviews

Updating review to share my frustration. Firstly, it keeps prompting me to update my annual income. I'm trying to do that, as I know it's complying with federal regulations, but it won't save/execute the change. This has happened several times. Very annoying. And they've just been very slow on improving the app in general over the years. Still feels really clunky. Can't believe how long it took them to get dark mode to work.