SoFi: Save money, invest in stocks or trade crypto

Earn high interest on all your cash* and pay no account fees when you spend with a SoFi Money® debit card. Trade stocks, shares, crypto currency and ETFs with SoFi Invest®. SoFi Personal Loans and Student Loan Refinancing have competitive rates and no hidden fees.

Mobile finance the smart way. Spend money, invest, trade stocks, save money. From saving to cash management, we can help you Get Your Money Right®

Invest: Stocks, cryptocurrency, Bitcoin, and auto investing
• No fees and no account minimums to invest in stocks (whole and partial shares)
• Buy and sell Bitcoin, Litecoin, and Ethereum
• Get trending stocks ETFs

Money: Save, spend, and earn
• Mobile finance that lets you earn high interest on all your cash*
• Pay zero account fees. No annual, transactional, overdraft, or other account fees*
• Use any ATM that accepts Visa® and we’ll reimburse the fees*

*We work to give you high interest and charge no account fees. With that in mind our interest rate and fee structure is subject to change at any time. See our terms and conditions at

Loans: Borrowing can be fast and easy
• Borrow money when you need it with personal loans
• Save money on your student loans


Risk is a natural part of investing—and crypto, due to its volatility, carries a higher degree of it. FINRA, the SEC, and the CFPB have issued public advisories concerning this. SoFi Crypto via SoFi Digital Assets, LLC, a FinCEN registered Money Service Business.

SoFi loans are originated by SoFi Lending Corp. and not all products are available in all states. Additional terms, conditions, and state restrictions apply; See for details. Licensed by the DBO, CFL#6054612. NMLS#1121636 (

Personal loan fixed rates from 6.24% APR to 21.16% APR (with autopay). Loan terms are between 2-7 years.
Payment example: If you take out a $30,000 loan with a 60-month term and a fixed APR of 9.69%, your monthly payment would be $632.85, with a total lifetime payment of $37,970.70. Not all rates and amounts available in all states; see for details. Interest-rate caps may be lower in some states due to legal requirements and may impact your eligibility to qualify for a SoFi loan. SoFi rate ranges are current as of 1/1/20 and are subject to change. Not all applicants qualify for the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. Autopay is not required to receive a loan from SoFi.

We offer no guarantee that specific investments and strategies will be suitable or profitable. SoFi Relay, financial planning and automated investing via SoFi Wealth LLC, a registered investment advisor. Brokerage services via SoFi Securities LLC, member FINRA/SIPC.

SoFi Money® is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates is a bank.

SoFi doesn’t charge any ATM fees and will reimburse ATM fees charged by other institutions when a SoFi Money™ Visa® Debit Card is used at any ATM displaying the Visa®, Plus®, or NYCE® logo. SoFi reserves the right to limit or revoke ATM reimbursements at any time without notice.

The SoFi Money Visa® debit card is issued by Wilmington Savings Fund Society. Visa is a registered trademark of Visa International Service Association and is used pursuant to a license from Visa U.S.A. Inc.

SoFi. 2750 East Cottonwood Pkwy, Suite 300, Salt Lake City, Utah 84121
© 2019 Social Finance, Inc. All rights reserved
Read more
2,258 total

What's New

Making some financial goals for the new year? Make sure to check out SoFi's new credit score tracking! It's free to use, won't affect your credit, and keeps you informed and up-to-date on everything credit score.
Read more

Additional Information

January 27, 2020
Current Version
Requires Android
6.0 and up
Content Rating
Offered By
Social Finance, Inc.
©2020 GoogleSite Terms of ServicePrivacyDevelopersArtistsAbout Google|Location: United StatesLanguage: English (United States)
By purchasing this item, you are transacting with Google Payments and agreeing to the Google Payments Terms of Service and Privacy Notice.