Kinecta Direct Mobile Banking

Kinecta Mobile

Contains ads

About this app

Managing your money is easy! Access your accounts from anywhere on a mobile device with Kinecta Direct Mobile Banking.

You’ll have access to:
- Account Balances
Made easier with Quick Balance where you see balances without logging in

- Transaction History
See & search all transactions including those pending on your account
Pending transactions include: Check Holds, Certified Drafts and Kinecta Debit Card transactions

- Biometric Login
For easier and faster login, enable fingerprint authentication or facial recognition
Fingerprint authentication available Samsung devices with Samsung Pass
Facial recognition available for Samsung Galaxy 8 or newer Android devices

- Transfer Funds
Move money between your Kinecta accounts
Move money to another Kinecta member’s account
Make payments to your Kinecta loans

- Deposit checks conveniently and for Free
Snap a picture of your check and deposit it into your account

- Bill Pay
Add bill payees and schedule one-time payments

- eDocuments
Electronic versions of your Account Statements, Notices, & Tax Documents

- Apply for Consumer and Home Loans
Credit Cards, Personal Loans, Auto Loans, and Home Loans applications

- Find Us
View Kinecta Branch and ATM locations

*Mobile Banking is only available to Kinecta members enrolled in online banking. Visit www.kinecta.org for further details

Ratings and reviews

Bill Pay is missing a key feature. I can't edit a payment. I can cancel or create a payment, but if I need to push the date or change the amount, I have to go to the desktop. I used that feature at least on a weekly basis with Xceed. Update: I figured out out how to change a payment, but it's still too many steps for an app that is supposed to make banking convenient. I also don't like that you can't change a scheduled transfer on the app.

In all, I find this banking experience to be quite excellent. The only glaring example of things that drive me crazy is the extremely short time-out length of active access. Time and again while trying to reconcile my checkbook to the Kinecta screen, it shuts me out and I have to sign in again! At the very least, I wish it were an adjustable setting.

Edit: It turns out that you can change the options for biometric verification in the settings so it doesn't ask you for your fingerprint everytime you open the app (only when you try to log in) but I feel like it should be that way by default. Good, but I wish it wouldn't ask for my print everytime I open the app with biometric authentication enabled. Sometimes I just want the quick balance. I already used my print to unlock my phone to even use the app.

What's new

• Routine bug fixes and enhancements