O.Bank is a new digital mobile bank in the Ukrainian banking market.
What is a digital bank?
This is a new model of communication between the client and the bank: you no longer need to look for a branch, stand in line, talk to managers and cashiers. Just Install The App On Your Mobile Phone - Just Download The Bank!
The digital bank O.Bank is designed to solve the pain of consumers, who they have been in communication and interaction with banks for many years. After all, in order to become a client of the bank, the consumer had to take time off from work, to get to the branch, to stand in line and to achieve, finally, a meeting with the bank manager. For many years, clients have lived in this paradigm of relationship between the bank and the consumer, where the latter was forced to adjust to the model of life of the bank.
The Client now sets the tone and model of behavior. 24 hours a day, 7 days a week, without holidays and weekends, you have an OBank mobile bank available. From anywhere in the world, anywhere you can download the Bank to your phone and become a customer. You will have access to the entire product line of the bank, all its services and services.
Obank is a digital bank with no branches and no queues.
Just download Bank!
To register with the Obank application, you need to complete a simple procedure, after which you will immediately be able to order an OKCard credit card.
(Idea Bank customers have a separate registration procedure, without credit card). A. Card is a full-featured, fully-functional MasterCard card that you can pay at any outlet, online store, withdraw cash at an ATM, make transfers from card to card, pay for utilities, replenish your mobile phone, and more.
O.Card has a number of advantages that make it unique in the market:
* credit limit up to 200 000 UAH.
* grace period up to 120 days
* up to 30% cashback on Apple and Google services (Apple Music, Google Music, YouTube Music, YouTube Premium, Apple iCloud, Google One, etc.)
* cashback up to 5% for online purchases at any online store in the world
* cashback up to 0.5% on ALL
All transactions are free for the first 4 months:
* free transfers from card to card
* free recharge
* free withdrawals
The OBank application offers a wide range of features that allow you to cover a whole range of common needs on a daily basis:
* P2P transfers from card to card
* transfers by requisites
* transfers between own accounts
* replenishment of mobile phone
* limit management on the map
* SMS management
* Tracking logging history
* card lock / unlock
* transaction history tracking
* MasterPass wallet connection
* account and card management
* use of Face ID technology Touch ID
In the near future, O.Bank will implement a number of features that will turn the application into a full-fledged mobile digital bank without branches:
* opening accounts
* opening deposits
* opening credits
* payment by installments
* opening cards
* purchase of insurance
O.Bank plans to communicate with its customers via modern remote communication channels, which have long become the standard in the modern digital world: you can ask questions, get advice, and leave feedback through modern mobile messengers - Viber, Telegram.
(NBU license №96 dated 04/11/2011, Idea Bank JSC)