SoLo (Social Loans) is peer to peer lending in the purest form ever. From your mobile device, you can now lend to or borrow from anyone in the country. We’ve created a way for you to stop lending and borrowing solely from friends and family because that’s embarrassing and stressful. We’ve removed the strain on personal relationships, and eliminated the strain of payday loans. You can thank us later...

--Borrow up to $1,000--
Unlike other Peer to Peer lending platforms, we allow individuals to lend and borrow directly. We are not a middle-man, we don't set rates, lend other peoples money, or lend our own money. SoLo simply provides a structured marketplace for individual lenders and borrowers to meet. Payday loans are expensive and inconvenient. SoLo is affordable and easy. Let's prevent the debt traps created by taking payday loans and build your credit along the way!

--Help Peers in Need--
SoLo allows anyone with extra cash to make a social impact. Be a lender to help a peer in financial distress while still making a return on your money. Use our Social Credit Score to determine a borrower's creditworthiness prior to funding loans. On the agreed upon repayment date, an automatic draft is made from the borrower's bank account. No need to reach out for a reminder, we'll remember for you!

--Free Education--
SoLo provides users with a full financial literacy curriculum. We believe that access to information is the key to building smart financial habits. Take courses, learn, and share this free resource with others. Knowledge is wealth, help us spread it!

We take the safety of your personal information seriously and we are committed to protecting it. Our hosting provider is a Level 1 Service Provider under PCI DSS. At no point does SoLo ever store your online banking credentials. Banking credentials are used to authenticate and verify that you are indeed the owner of the account. Additionally, each depositor's account held at our partner bank are insured for at least a balance of $250,000.

If you need help, please contact us anytime. Email us at and we will get back to you quickly.

Help make us better! Leave us a review and let us know what you’d like to see next. We hope you enjoy the experience and we look forward to reading your comments.
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What's New

To make your SoLo app experience great, we update our app every two weeks with features that help simplify your borrowing and lending ability. You can turn on automatic updates in the Play Store app.
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Additional Information

October 31, 2018
Current Version
Requires Android
6.0 and up
Content Rating
Offered By
Solo Funds Inc.
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