Spean Loan

Spean Loan is the first app you can instantly get cash up to $1,000 anytime and anywhere in Cambodia for your small business or emergency needs.

We provide the required information for personal loans as below.
Minimum and Maximum period for repayment: 61 days up to 365 days
Maximum Annual Percentage Rate (APR): 26-48%. We charge a service fee of 2.5-12% of principal. Spean will never charge you more than the amount of your service fee. Interest and fees do not compound or accrue.
A representative example of the total cost of the loan, including all applicable fees (e.g. sample monthly payment, sample interest calculation): For example, 120-day loan payment terms have a one-time fee of 12%. For a 120-day loan with a principal amount of 200 USD, the service fee is 24 USD, the transfer fee is 5 USD and the total amount due would be 229 USD. Note that percentages above are inclusive of applicable taxes.
Sample monthly repayment:
Term 1: 30 days after disbursement: 50 USD (principal) + 6 USD (interest) + 1.25 USD (transfer fee) =57.25 USD
Term 2: 60 days after disbursement: 50 USD (principal) + 6 USD (interest) + 1.25 USD (transfer fee) =57.25 USD
Term 3: 90 days after disbursement: 50 USD (principal) + 6 USD (interest) + 1.25 USD (transfer fee) =57.25 USD
Term 4: 120 days after disbursement: 50 USD (principal) + 6 USD (interest) + 1.25 USD (transfer fee) =57.25 USD
The total payment after 120 days is 229 USD
Sample interest calculation: We charge a one time fee of 12% for the loan of 200 USD. We divide the fee of 24 USD into each loan term. In each monthly loan term, we charge 6 USD as shown above.
Our full loan repayment period is NOT less than 60 days as shown above.
Loan name: Small business loan
Loan amounts: 50 USD to 1,000 USD
*Spean reminds you to always check the fees, charges and terms and conditions of your loan offer before accepting your loan.To qualify, a borrower must be a resident of the Cambodia and satisfy our know-your-customer and underwriting requirements. Spean Luy Co., Ltd (MEF Registration No.T-19-0591). Additional terms and conditions apply.

How it works:
- Install the app
- Apply within 10 minutes
- Upload your national ID
- Cash out to your Wing account within 1 working day
- Repay on time and build your fund limit up to $1,000 with us!

Why Spean:
- No paperwork or office visits required
- Ideal for daily working capital for your small businesses
- Get a bigger cash with a lower fee and a longer period as you repay on time
- World class technology to secure your information

Need cash urgently?
Download Spean Loan and apply now!

Smart 0969009292
Cellcard 077712053
Metfone 0882169742
Read more
4,762 total

What's New

Fixes and improvements.
Read more

Additional Information

April 5, 2021
Current Version
Requires Android
5.0 and up
Content Rating
Mature 17+
Offered By
©2021 GoogleSite Terms of ServicePrivacyDevelopersAbout Google|Location: United StatesLanguage: English (United States)
By purchasing this item, you are transacting with Google Payments and agreeing to the Google Payments Terms of Service and Privacy Notice.