10K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Spean Luy is your reliable partner for personal line of credit in Cambodia. Get instant access to credit up to $1,000 for your shopping or emergency needs, anytime and anywhere.

Key information:

Draw period: Up to 12 months with the possibility to borrow, repay, and re-borrow money up to your credit limit.
Repayment period: Begins after the draw period ends and can extend up to 365 days.
Maximum Annual Percentage Rate (APR): 15%. We charge a service fee of 1 % of the principal.
Spean will never charge you more than the amount of your service fee. Interest and fees do not compound or accrue.

Example of line of credit usage:

Credit line amount = 500 USD
Draw period = 6 months (during which you can borrow, repay, and re-borrow)
Repayment period = 6 months
Interest rate =  12% p.a.
Transfer fee =  5 USD
Total repayment = 535 USD
Monthly repayment during the repayment period = 89 USD
*Interest rate varies with the length of the draw and repayment periods

Our full repayment period is NOT less than 60 days as shown in the above example.
Credit name: Personal line of credit and Small business credit
Credit amounts: 50 USD to 1,000 USD
*Spean reminds you to always check the fees, charges and terms and conditions of your credit offer before accepting.

To qualify, a borrower must be a resident of Cambodia and satisfy our know-your-customer and underwriting requirements. Spean Luy Co., Ltd (MEF Registration No.T-19-0591). Additional terms and conditions apply.

How it works:
- Install the app
- Apply within 10 minutes
- Upload your national ID
- Cash out to your Wing account within 1 working day
- Scan QR for installment, or click Spean Buy on checkout screen for online shopping
- Repay on time and increase your credit limit up to $1,000 with us!

Why Spean:
- No paperwork or office visits required
- Ideal for daily working capital for your small businesses or personal needs
- Access larger amounts with lower fees and longer repayment periods as you continue to repay on time
- We use world-class technology to secure your information

Need access to cash urgently? Want to pay in installments without a credit card? Download Spean Luy and apply for your personal line of credit now!

Contact us:
Smart 0969009292
Cellcard 077712053
Metfone 0882169742
Updated on
Oct 8, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

App support