Spenny: Invest in Gold & MF

Spenny is one of the fastest and easiest ways to save and invest. Invest your roundups in a diversified portfolio and in 24K digital gold. Everytime you conduct a transaction, the Spenny app rounds up the amount to the nearest Rs. 10 and automatically invests the amount. It is quick, easy and secure.

๐ŸŒŸ Investing in 24K Digital Gold made easy ๐ŸŒŸ

0 Documents Required
No KYC Required
Set up your Digital Gold investment account in less than 60 seconds
Purchase Digital Gold for as less as Rs. 10
Automatically invest in 24K Digital Gold

๐Ÿ“ˆ Invest in Mutual Funds Online for Free ๐Ÿ“ˆ

Super fast KYC process
Invest in to 3 different kinds of portfolios - Low Risk, Medium Risk & High Risk
Start investing automatically after setting up auto-pay

โญ• How does the round-up process work for investing in Digital Gold or Mutual Funds? โญ•

Every time you pay via debit/credit cards, UPI, or net banking, your bank will send you a confirmation SMS. Spenny picks up the amount by analysing this message and rounds it up to the nearest Rs.10. All such roundups are added to a cart. As soon as the cart value crosses Rs.100, the money is invested automatically into Mutual Funds or Digital Gold (your choice)!

For example - If you paid Rs.272, Spenny rounds it off to the nearest 10 (272 -> 280), leaving the difference of Rs.8. This, like other roundups, gets added to your cart. Once the cart crosses Rs.100, it is invested.

๐Ÿ’ต Why should you invest in Digital Gold or Mutual Funds using Spenny? ๐Ÿ’ต

We use bank level security and partner with insured custodians like the Bombay Stock Exchange (BSE) to ensure your assets are held safely.
Your money is professionally handled by experts from ICICI Prudential AMC.
Weโ€™re regulated by SEBI and licensed by AMFI. (ARN-170468)
All your personal data & transactions are encrypted & secured using the AES-256 standard. So whatโ€™s yours remains only yours.

Hence, there are no trust issues in this relationship!

๐Ÿ’ฐ๐Ÿ’ฐ One time Investment for Digital Gold or Mutual Funds ๐Ÿ’ฐ๐Ÿ’ฐ

Lump sum investment in any of the four options
Low Risk (ICICI Prudential Liquid Fund - Growth)
Medium Risk (Aditya Birla Sun Life Balanced Advantage Fund - Growth)
High Risk (Aditya Birla Sun Life Flexi Cap Fund - Growth)
999.9% Pure 24K Digital Gold
Enter the amount you would like to invest and complete the payment, it's that easy

Keep a track of all your transactions and their corresponding round-ups in the investment tab.

๐Ÿณ๏ธ Hassle Free Experience of investing in Digital Gold and Mutual Funds ๐Ÿณ๏ธ

We value our customerโ€™s time and have live chat support integrated right into the app to get back to your concerns as soon as possible. We would love for you to drop by there and give us your valuable feedback as well. You can also get in touch with us at support@spennyapp.com

๐Ÿ““ FAQs ๐Ÿ““

Which banks are supported?

All major banks including HDFC, ICICI, Axis, SBI, BoB, Kotak etc. and 45 others are included.

How & when can I withdraw my money?

Withdraw the money anytime you want, by clicking the withdraw on the home screen

Why is Spenny better than investing into some Mutual Fund directly?

  • The biggest benefit is that Spenny does the hard work of selecting and deciding which mutual fund to invest in, out of the 2000 possible mutual fund options available in the market today

  • You donโ€™t need any knowledge, time or effort to start investing with Spenny

  • The roundups are a passive, automatic way of investment linked to a daily activity. So without you even thinking, you are investing daily!

  • And while roundups are small amounts, over time with the power of compounding โ€“ it is significant savings

  • In fact, for every 4 transaction roundups that you do per day โ€“ you can reach a total savings of Rs.1 Crore over the course of 20 years.

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What's New


Minor bug fixes and UI upgrades? NAHHHH. WE ARE GOING MASSIVE, just for you.

Introducing Spenny Wise, ladies and gentleman.

Up to 10% stable returns, min. investment as low as Rs.100, Low risks, daily returns, a tiny lock-in of seven days, ooof. You don't wanna miss this.
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Additional Information

May 24, 2022
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
Buy Gold | Invest in Mutual Fund | Save Money
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