OneMain Financial is a personal and auto loan provider. Get mobile access to your OneMain Financial account right at your fingertips. OneMain Financial customers can log in to get their loan account details.
The OneMain Financial mobile app can only be used by current customers to service their loans. We do not offer the ability to submit new loan applications through the Android mobile app.
Loans offered by OneMain Financial have a minimum repayment period of 24 months and a maximum repayment period of 60 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 35.99%. Minimum possible loan amount offered is $1,500 and maximum amount is $20,000.
Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.
Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.
OneMain Financial charges loan origination fees. Depending on the state where you open your loan, the origination fee may be either a flat amount or a percentage of your loan amount. Flat fee amounts vary by state, ranging from $30 to $150. Percentage-based fees vary by state ranging from 1% to 5% of your loan amount subject to certain state limits on the fee amount.
Example Loan: A $6,000 loan with a 24.99% APR that is repayable in 60 monthly installments would have monthly payments of $176.07.