Stashfin: Loans, Bonds & More

AKARA CAPITAL ADVISORS PRIVATE LIMITED

About this app

Download the Stashfin app today and unlock your financial superpower!

Experience the convenience of instant paperless loans at competitive interest rates with Stashfin Personal Loans of up to ₹5,00,000. Grow your wealth by investing in Corporate Bonds, safeguard yourself against digital fraud with comprehensive insurance, and enjoy exclusive deals and rewards from top brands.

1) Stashfin Personal Loan and Credit Line:
Get Instant Personal Loan up to ₹5 lakhs
24*7 access to funds from ₹1,000 to ₹5,00,000
Interest free period of up to 30 days
Pay interest only on the funds you use
Tenure: 12 months - 36 months
APR: 21% p.a to 45% p.a

2) Investment in Corporate Bonds
Earn high returns of up to 15% p.a
Investments start with just ₹10,000
Interest is credited monthly to your bank account
Low volatility compared to stock market

3) Insurance
Insurance plans for what’s often ignored. Protect your digital wallet and safeguard against online frauds
Wallet Protection
Income Protection
Loan Protection
Travel Insurance
UPI Fraud Protection
Device Protection

4) Credit Builder
Stashfin's Credit Builder is designed to help individuals with poor credit scores or no credit history improve their creditworthiness. It caters to people who may have been denied loans through the Stashfin app or other financial institutions due to their low credit scores.
Small Loan Amounts: Offers manageable loan amounts tailored to the individual's financial situation
Regular Repayments: Encourages timely repayments to demonstrate financial discipline
Credit Score Improvement: As users make consistent payments, their credit history is reported to credit bureaus, potentially improving their credit score over time

5) Vouchers
Use vouchers to save more and enjoy a lifestyle upgrade while managing your finances smartly
Shop & Save: Get shopping vouchers from top e-commerce and retail platforms
Dine & Delight: Enjoy delicious treats with dining and food delivery vouchers
Entertainment Perks: Access subscriptions and movie deals for endless fun

How does Stashfin Work?
Download the Stashfin App and register with your phone number
Fill in your details and upload verification documents
Once verified, the final loan application status can be checked on the App
Once approved, E-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes, followed by an SMS notification on the registered number

Eligibility Criteria to Apply for Instant Personal Loan, you should be
an Indian Citizen
above the age of 18

Documents Required for Instant Personal Loan-
Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
Identity Proof (PAN ID)

In some cases, you may be also asked for,
Bank Statement
ITR/ GST Paper

Sample EMI calculation:

Loan Amount: ₹52903
Tenure: 18 months
Rate of Interest: 21% per annum
Transaction Fee: 2.15% (₹1137)
Platform Fee: 2.5% (₹1323)
GST on Transaction & Processing Fee: ₹443
Total Interest: ₹9227
EMI: ₹3452
Amount Disbursed: ₹50000
Total Repayment Amount: ₹62129



About Stashfin's Free Credit Period
Stashfin offers a one-month interest-free credit period, so if the loan is repaid within 30 days, no interest is levied on the borrowed amount

About Stashfin
Stashfin is the digital lending application ("DLA") operated by EQX Analytics Private Limited. It acts as a lending service provider ("LSP") for Akara Capital Advisors, a Non-Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI)
Stashfin also serves as a facilitator for bonds with SEBI-registered Online Bond Platforms (OBPPs), specifically GripInvest and Aspero
Contact Us:
Mail: [e-mail]
Call: [phone] | 0124-6981222
Address: 18th Floor, Magnum Global Park, Golf Course Ext Road Sec 58, Gurgaon-122011

Ratings and reviews

I've been using Stashfin for a few weeks now, and I'm really impressed! The app is super easy to navigate, and I love how quickly I can access my financial details. The loan feature is a game-changer, offering quick approvals with flexible repayment options. The interface is clean and intuitive, and I always feel secure with its seamless transactions. I also appreciate the personalized financial insights that help me make better decisions.

I recently used the Stashfin app for a personal loan, and the approval process was surprisingly fast. The application was straightforward, requiring minimal documentation, and the funds were credited to my account within a few hours. The user interface is simple and easy to navigate. However, the interest rates are quite high compared to other loan providers,

"'m blown away by the seamless experience with this Personal Loan App! The best part? It offers an unbeatable credit line with flexible tenure options that fit my needs perfectly. The quick disbursal process and minimum documentation required made it incredibly convenient. Plus, the instant approval feature saved me so much time! What really impressed me, though, was the transparency - no joining fees, no hidden fees, and flexible payment terms that work for me. This app has truly set a new s