Stashfin Personal Loan & Bonds

3.8
384K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Download Stashfin, the one-stop destination for all of your financial needs, from personal loans to insurance, bonds, and credit reports. Get all that and more when you download the Stashfin app and unlock your financial superpower!

Why choose Stashfin?
Stashfin is a RBI-registered digital lending app that gives you quick access to personal loans of up to ₹5 Lacs and helps you invest securely in corporate bonds.

We simplify finance without compromising security, bringing opportunity right at your fingertips. So, skip the heavy paperwork with a 100% secure digital process for instant personal loans.

1)Quick Personal Loan and Credit Line
✅Get Instant Personal Loan up to ₹5 lakhs
✅24*7 access to funds from ₹1,000 to ₹5,00,000
✅Interest-free period of up to 30 days
✅Pay interest only on the funds you use
✅Tenure: 12 months - 36 months
✅APR: 21% p.a to 45% p.a

2) Investment in SEBI-regulated Corporate Bonds
✅Earn high returns of up to 15% p.a
✅Investments start with just ₹10,000
✅Interest is credited monthly to your bank account
✅Low volatility compared to stock market

3) Insurance
Insurance plans to protect your digital wallet and safeguard against online fraud.
🔅Wallet Protection
🔅Income Protection
🔅Loan Protection
🔅Travel Insurance
🔅UPI Fraud Protection
🔅Device Protection

4) Credit Builder
Stashfin's Credit Builder helps you check your credit report, build your credit scores and improve your creditworthiness. It caters to people who may have been denied loans through Stashfin or other financial institutions due to their low credit scores.

5) Vouchers
Use vouchers to save more and enjoy a lifestyle upgrade while managing your finances smartly.
✅Shop & Save: Get shopping vouchers from top e-commerce and retail platforms
✅Dine & Delight: Enjoy delicious treats with dining and food delivery vouchers
✅Entertainment Perks: Access subscriptions and movie deals for endless fun

How does Stashfin Work
Apply personal loan online or invest in bonds easily in simple steps:

1️⃣Download the Stashfin App and register with your phone number
2️⃣Fill in your details and upload verification documents. We have quick KYC verification
3️⃣Once verified, apply for personal loan online of upto ₹5L
4️⃣If the loan is approved, e-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes, followed by an SMS notification on the registered number
5️⃣You can also invest in top bonds securely

Eligibility Criteria to Apply for Instant Personal Loan:
You should be:
✅An Indian Citizen
✅Above the age of 18

Documents Required for Instant Personal Loan-
✅Address Proof (Aadhaar Card/Voter ID/Passport/Driving License)
✅Identity Proof (PAN ID)

In some cases, you may be also asked for:
✅Bank Statement
✅ITR/ GST Paper

Data security, encryption, and transparency are Stashfin’s core principles.

Enjoy a secure loan app with Stashfin, fortified with robust SSL encryption and strict adherence to SEBI registration and RBI guidelines. There are no hidden charges applicable anywhere. We ensure transparency with clear bond ROI calculations and the following sample EMI calculations on personal loans:

Loan Amount: ₹52903
Tenure: 18 months
Rate of Interest: 21% p.a
Transaction Fee: 2.15% (₹1137)
Platform Fee: 2.5% (₹1323)
GST on Transaction & Processing Fee: ₹443
Total Interest: ₹9227
EMI: ₹3452
Amount Disbursed: ₹50000
Total Repayment Amount: ₹62129

About Stashfin
Stashfin is a digital lending application ("DLA") operated by EQX Analytics Private Limited. It acts as a lending service provider ("LSP") for Akara Capital Advisors, a Non-Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI)

Stashfin also serves as a facilitator for bonds with SEBI-registered Online Bond Platforms (OBPPs), specifically GripInvest and Aspero

Contact Us:
Mail: grievance.officer@stashfin.com
Call: +91-9289108544 | 0124-6981222
Address: 18th Floor, Magnum Global Park, Golf Course Ext Road Sec 58, Gurgaon-122011
Updated on
Jun 11, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
382K reviews
Compass Clock
May 22, 2025
I’m writing to express my disappointment with the recent support experience and app functionality. The instructions provided by your customer service team are completely different from what’s available in the app. It’s extremely frustrating to follow a flow that simply doesn’t exist on the interface. Moreover, the "Raise a Ticket" option is non-functional — it either doesn't respond or crashes. This makes it impossible to report issues properly, leading to a highly unsatisfactory user xperience
133 people found this review helpful
AKARA CAPITAL ADVISORS PRIVATE LIMITED
May 23, 2025
"Dear Customer, We're sorry to hear about your experience. At Stashfin, we strive to provide the best service, and your feedback is important to us. We'd love to understand your concerns better and work towards a resolution. Please reach out to us at www.stashfin.com/customer-services, and our team will be happy to assist you. - Team Stashfin"
Chandini A
July 7, 2025
it's really fraud no proper contact info or customer support this app is providing. I do have done the repayment again took the loan within 2 hours gap again I have close that close cause it's showing the due date in a date so I thought if I took the loan on july 1st will get 30 days of tym but the amount didn't credit in my account in app it's showing outstanding. I have shared the attachment of bank statement and Screenshot of app still not got response it's almost 30k.Plz be careful with this
1 person found this review helpful
AKARA CAPITAL ADVISORS PRIVATE LIMITED
July 8, 2025
Dear Customer, We're sorry to hear about your experience. At Stashfin, we strive to provide the best service, and your feedback is important to us. We'd love to understand your concerns better and work towards a resolution. Please reach out to us at www.stashfin.com/customer-services, and our team will be happy to assist you. - Team Stashfin
Mansi Katdare
July 10, 2025
Thanks for attending my concern of double debited and refunded my amount. thanks the Stashfinn team Although to reach them was difficult but finally they attended my concern
AKARA CAPITAL ADVISORS PRIVATE LIMITED
July 10, 2025
Dear Customer, We’re glad to hear that you like the Stashfin App! 😊 Your feedback is valuable to us, and we’d love to understand how we can further improve your experience. Please feel free to share your thoughts with us at www.Stashfin.com/customer-service, and we’ll be happy to assist you. - Team Stashfin

App support

About the developer
AKARA CAPITAL ADVISORS PRIVATE LIMITED
playstore@stashfin.com
60, Second Floor, Arjun Nagar, Kasturba Nagar, Kotla, Mubarakpur New Delhi, Delhi 110003 India
+91 92891 08526

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