Drive Safe & Save™

State Farm Insurance

About this app

Welcome to Drive Safe & Save, a safety app that can help you save on your State Farm® auto insurance and improve your driving habits.

You’ll get a 10% discount for signing up and completing the setup steps! After the initial participation period, how you drive will determine how much you save—up to 30%.*

The Drive Safe & Save app automatically records your trips and helps you understand your driving habits—what you’re doing well and what could be improved.**

Along your recent trip routes, the app shows you opportunities for safer driving by flagging these events: acceleration, braking, cornering, phone distraction and speed. (Events are opportunities to improve your driving.)

Check the app often to see:

• Your safety scores
• How much you’re saving per enrolled vehicle
• Number of recent trips that included driving events
• Your trip routes from the last 30 days
• Number of recorded trips from the last 14 days
• Opportunities to improve your driving habits
• Number of recorded miles from the last 14 days
• Safe driving tips
• Any vehicles on your policy that are eligible or enrolled in Drive Safe & Save Connected Car

You can also:

Log in easily with any of these methods: user ID and password, biometrics or your Driver’s License
See definitions of driving behaviors and events

Change your driver status for trips when you weren’t the driver or a passenger used your phone
Learn how to use our newest features in the tips & how-tos section

State Farm cares about your privacy and won’t sell your information. Collected data is used to help you create safer driving habits and may be used to calculate the amount of your discount. Learn more about State Farm privacy practices.

*10% initial discount will apply upon enrollment. Setup is required to keep that discount. After your introductory period, discount for participating customers will vary from 1-50%. Availability and discounts may vary state-to-state (NY capped at 30%). A discount may not be available in NC depending on individual facts and circumstances. Not available in CA, MA, RI.

**After you enroll, we’ll mail you a beacon to place in your vehicle as part of the required setup steps. The beacon works together with the Drive Safe & Save app to accurately record your trips.

Ratings and reviews

This application is very sensitive to errors. As a result, I find myself running yellow/red lights to avoid not-so-hard braking that dings my score. I also prefer the overall percentage rather than different categories. My percentage has decreased when my car is in park, in a parking space, and I am checking something on my phone. A score of 99% is considered 'good' - really? I'm not much of a fan.

I'm glad this app enables me to get a discount on my insurance, but it really doesn't work well. It frequently lists my trips as being "recorded by another device" even when my phone was the one that was Bluetooth-connected for a particular trip, and it seems that any movement of the phone (even if you don't actually pick it up or touch it for the duration of the drive) causes the app to deduct points for "phone distraction."

The metrics it tracks are not indicative of a good driver. If you drive how this wants you to in my city you'll crash within the first hour, and get honked at and flipped off constantly. It also doesn't take into account that a passenger could be using your phone to change music. My wife and I work at the same place, and always go damn near everywhere together so she is always the dj/text answerer in the car. This terrible app absolutely destroyed my phones battery. There's more, text limit.

What's new

What’s New

Android 4.4.0

Drive Safe & Save updates:
We’re working on some tech stuff in the background and you may see intermittent outage banners letting you know about scheduled maintenance. Just wanted to give you a heads up.