Stilt Loans

In-app purchases
3.8
436 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Stilt is a mission-driven fintech company focused on providing credit to immigrants and the underserved in the United States. Anyone in the U.S. with a bank account can get a loan at fair rates. You can build credit at the same time providing a path to a better financial future.

Download the Stilt App and apply for a loan right away:
- No SSN or credit history required
- No cosigner required
- No prepayment fees
- Checking for a rate won't impact your credit score
- Get an update on your application in 24 hours

We look at your education, work experience, income, and financial behavior to give you lower rates. Feel free to pay as early as you want and save on interest. We don’t charge any prepayment fees.

To learn more visit stilt.com

NEED HELP?
Visit help.stilt.com for information and to contact Stilt Support.

PRIVACY
View Stilt’s privacy policy at stilt.com/legal


Material Disclosure:

Loan Amount: From $1,000 to $40,000
Repayment Duration: From 6 months to 3 years
Annual Interest Rate: From 5.99% - 35.99%*
Processing Fees: From 0% - 10% depending upon state's usury limits

Representative example of the total cost of the loan:

For example, a loan of $35,000 with an interest rate of 7.99% & annual percent rate (APR) of 8.99% and a repayment tenure of 12 months has a processing fee of $185.10 & a monthly EMI of $3,044.43. The disbursed amount is $34,814.90 & the total interest is $1,533.20. The total loan repayment amount apart from processing fee is $36,533.20.
Updated on
May 12, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available

Ratings and reviews

3.8
436 reviews
Sebastian Undurraga
May 10, 2022
This is the message that I have in the webpage: Congrats! Your loan application has been approved and you have already accepted the loan offer given to you. We are in the final stages of processing your loan document and it should be available for signing soon. You will also receive a notification when your document is ready. This is the message that they send me: We will need to pause your loan application So, they approve me, and they tell me that everything is ready and working out, but at the end is not true. To bad that I can't add the screen shots
12 people found this review helpful
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Chris Reynolds
April 14, 2022
Liars. How can they say they help everyone regardless of credit history when it isn't necessary...but then they check your credit and tell you they won't offer you anything?? False and deceptive advertising! Scam company. Reporting them.
57 people found this review helpful
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Dean Richardson
December 26, 2021
Stilt credit builder. Signed up. 2 Months later they closed down their banking system. Economic activity never reported to my credit history. I tried the service a total of 3 months. After the third payment, and the service still had not reported to my credit, I cancelled.
42 people found this review helpful
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What's new

What's new?

* Bug fixes and improvements