Stilt is a mission-driven fintech company focused on providing credit to immigrants and the underserved in the United States. Anyone in the U.S. with a bank account can get a loan at fair rates. You can build credit at the same time providing a path to a better financial future.
Download the Stilt App and apply for a loan right away:
- No SSN or credit history required
- No cosigner required
- No prepayment fees
- Checking for a rate won't impact your credit score
- Get an update on your application in 24 hours
We look at your education, work experience, income, and financial behavior to give you lower rates. Feel free to pay as early as you want and save on interest. We don’t charge any prepayment fees.
To learn more visit stilt.com
Visit help.stilt.com for information and to contact Stilt Support.
Loan Amount: From $1,000 to $40,000
Repayment Duration: From 6 months to 3 years
Annual Interest Rate: From 5.99% - 35.99%*
Processing Fees: From 0% - 10% depending upon state's usury limits
Representative example of the total cost of the loan:
For example, a loan of $35,000 with an interest rate of 7.99% & annual percent rate (APR) of 8.99% and a repayment tenure of 12 months has a processing fee of $185.10 & a monthly EMI of $3,044.43. The disbursed amount is $34,814.90 & the total interest is $1,533.20. The total loan repayment amount apart from processing fee is $36,533.20.