Cambio: Fix credit, save money

236 reviews
Content rating
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About this app

Your financial fresh start. Rebuild your credit and get back on your feet today.

FIX BAD CREDIT Get your score and analyze your credit for FREE. Instantly identify items hurting your credit score. Auto-dispute items like charge-offs, collection accounts, late payments and more. Let Cambio do the hard work and watch your credit score improve!*

BUILD GOOD CREDIT AND GROW SAVINGS 0% interest credit builder loans help you build on-time payment history and your savings at the same time!**

IDENTITY THEFT PROTECTION: Over 15 million Americans have their identity stolen each year. Receive up to $1 million in asset protection. Sleep easier at night while Cambio monitors the dark web and thousands of other databases for threats against your identity.

SIMPLE AFFORDABLE PRICING: Use Cambio FREE for 30 days and instantly access your credit report and score. Build credit with a credit builder loan for only $3.99/month. Boost your credit score even more with Cambio Plus and start fixing bad credit for just $7.99/month. For more information about our pricing, go to

Services include:

• Unlimited disputes to the credit bureaus

• Credit builder loan

• Personalized credit guidance

• Automated money management

• No hard inquiries

• No card or deposit necessary

Download the app today to get your FREE credit analysis!

Cambio is a mobile app that makes it easy to rebuild your credit quickly. Improve Your Credit Rating and Get Back On Track Today!

*Results are not guaranteed and may vary.

**Subject to qualification and approval by Cambio. Member must qualify for credit builder services with a qualified Cambio Score and direct deposit requirements.
Updated on
Jan 23, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location and Personal info
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted
236 reviews
Rod Mack
September 24, 2022
Most of the reviews were spot on! I believe someone said, I already have bad credit and entering my information could make it worst. Yes, I couldn't even get pass a certain point with my ssn hanging in the air and to even think I was going to have to put my bank info in there too! No effing way! Been there done that. When your app is on TV and being promoted I might reconsider other than that was my sign to get lost.
4 people found this review helpful
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Cambio Financial Health LLC
September 28, 2022
We sincerely apologize for the registration issues you're having. Please reach out to us at with a brief description of the problem and we'll take care of it! Regarding your personal data, we protect it as if it was our own with bank-grade encryption. Your privacy and security is our top priority.
Pete Inorio
June 29, 2021
I like the simple to follow daily plan. Each day I complete an assignment which takes about a minute and I get cash for completing those assignments. I was able to connect most of my bills and loans and was able to switch direct deposit. I'm using the money I save in banking fees(which were really adding up) to build up my savings! Liking the app!
30 people found this review helpful
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Erin Naughton
November 22, 2022
Says my information isn't correct and it was rejected by the system. Interesting since it's the same information used when I have applied for any credit and other credit apps have the same on file. If you're going to reject it, at least give more specifics.
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Cambio Financial Health LLC
November 22, 2022
Hi Erin, thank you for your review and feedback. We sincerely apologize for the issues you had while signing up. Please reach out to us at so we get take care of this.

What's new

NEW Privacy Protection: Remove your home address, date of birth, and other private info from the web!