💼 Need Cash Fast? SunBay Credit Has You Covered — Anytime, Anywhere
Life happens. Whether it’s an urgent bill, business need, or a personal emergency — SunBay Credit puts financial flexibility at your fingertips.
💳Longer Terms, Greater Freedom
Flexible credit, activated in minutes: Get your personalized limit quickly — funds ready when you need them
Repay your way: With repayment periods up to 720 days for less monthly pressure
Build trust, unlock more: Keep a good record and enjoy automatic limit increases
🔍 How It Works
Apply in minutes – no paperwork, no queues
Get instant approval results – know your status within minutes
Once approved, your money arrives in just minutes – quick and easy
🌟 Example
SunBay Credit offers an adaptive borrowing experience tailored to your financial behavior and repayment habits.
Loan Range: ₦10,000 – ₦1,500,000
Flexible Tenure: From 90 days up to 720 days
APR: 80.3% – 87% annually
🧾 Example:
Borrow ₦1,500,000 for 720 days. With a 0.4% daily rate (APR80.3%), total repayment = ₦3,876,000.
We keep it transparent — no hidden fees, no surprises.
🙋♂️ Who Can Apply?
If you’re a Nigerian resident aged 18 to 70, with a smartphone — you’re good to go.
📱 Why Users Love SunBay Credit:
No collateral, no paperwork
Available 24/7 – even at midnight
Earn higher limits with responsible usage
Friendly support team always online
🏢 Trusted. Transparent. Nigerian.
SunBay Credit is built for Nigeria, by people who understand how unpredictable life (and cash flow) can be. Whether you're self-employed, a market vendor, or a 9–5 worker, we're here to help you stay ahead.
📍Office Address: Plot 813C, Gwarimpa, Abuja, FCT, Nigeria
📧 Support: assist@sunbaycredit.com
🔒 Privacy-first: https://www.sunbaycredit.com/privacy-policy
🌐 Website: https://www.sunbaycredit.com/index
🚀 Ready When You Are
Download the SunBay Credit App on Android and take control of your finances, today.
No stress. No delay. Just smart credit, when you need it.