Tally - More than money

Save, spend and send cash instantly with Tally, the mainstream digital currency designed to hold its value and benefit the customer, not the banks.

Supported by its own banking platform, Tally turns physical gold into digital cash, with 1 tally equating to 1 milligram of gold that you own. Gold that is securely vaulted and insured on your behalf until you’re ready to send it via the Tally mobile app, or spend it using your Tally Debit Mastercard (located in your digital wallet, physical wallet or both).

From everyday banking needs like depositing wages to a dedicated savings tracker for that first mortgage, Tally helps you take back control of your finances.

Why use Tally?

VALUE: Government-issued currency such as GBP is digitally created on-demand, which causes inflation and reduces the long-term value of your savings. Because tally is tied to a physical asset proven to hold its long-term value, your money does the same.

SECURITY: It’s not debt-based currency in a fractional-reserve banking system; it’s 100% full-reserve banking, which means your money is never invested or leveraged to create new loans that can be defaulted on. Quite simply, your deposit stays put.

ACCESS: Because your gold sits outside the global banking system, no government or bank has control over your money or the ability to restrict your access. It’s safe, secure, and not connected to or limited by the FSCS’s £85,000 cap.

TRAVEL: It’s a global currency with no transaction costs at home or abroad, and no added FX margins or mark-ups. And we don’t charge for ATM withdrawals, even when travelling overseas.

GOLD: It’s LBMA (London Bullion Market Association) approved gold, converted from/to fiat currency at the global gold wholesale price, regardless of transaction size. No added margins, fees, or minimum quantities.

Getting started

To get started simply make a deposit from a non-Tally account in your name into your Tally bank account. That sum will automatically be converted to tally (every tally equals one milligram of physical gold) and remains available for you to send and spend in an instant, via the Tally app or Tally Debit Mastercard.

After you’ve made your first deposit you can start receiving payments from others, which will also automatically convert to tally before it hits your account. Whilst you’ll always be spending and sending in tally, you can specify the amount you want the recipient to receive in an alternative currency (GBP, Euros, or USD). And of course, you can send tally directly to friends and family who have also made the switch to banking with better money.

We don’t charge you to move your money in and out of Tally and better still there are no other transaction costs or limits. There’s just a one-off joining fee of £20, giving you access to the Tally physical-gold digital money banking ecosystem, and an account keeping fee of 1% p.a., calculated daily and charged monthly, which covers the ongoing security, storage, insurance, and operational costs of your account. Relative to fiat currency such as GBP (£), tally can fluctuate (up and down) but is proven to increase in value over time.

Tally is not a government-issued currency nor a cryptocurrency. It’s money evolved.
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What’s new

We’ve been busy optimising the speed and performance of the app, reducing crashes and improving security.
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Additional information

7 June 2021
Current Version
Requires Android
6.0 and up
Content rating
Offered By
TallyMoney Ltd
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