Tháp Tài Sản: Trợ Lý Tài Chính

Quyền Hoàng

Contains ads

About this app

Have you ever wondered: Where are my assets? Are my investments properly allocated? When will I achieve financial freedom?

The Asset Tower – the most comprehensive personal finance management app for Vietnamese people. It builds a complete financial picture using the Tower model – classifying assets into four risk levels, so you can see where you stand at a glance. Record income and expenses, check today's gold price, manage savings accounts, track stocks – everything revolves around the Tower.

🏗️ ASSET PYRAMID MODEL — THE CORE OF THE APP
All your assets and investments belong to a level in the pyramid:
• Level 1 — Safety: Cash, bank savings, emergency fund
• Level 2 — Accumulation: Investing in gold, silver (today's gold price updated in real-time)
• Level 3 — Growth: Investing in Vietnamese stocks (real-time price)
• Level 4 — High Risk: Investing in Crypto (Bitcoin, Ethereum, altcoin)
• Liabilities: Motorcycles, cars, laptops — automatically depreciated daily
The pyramid shows you your net worth, the proportion of each level, and where your investment portfolio is deviating from the recommendations.

💰 INCOME AND EXPENSE LOG — INTEGRATED INTO THE ASSET PYRAMID
Other expense management apps only record money in/out. The unique Asset Tower: your income and expense ledger is directly attached to the tower so you know where your money is going.

• Record daily income and expenses, with 23 intuitive icon categories.

• Donut chart for expense analysis: Essential / Variable / Discretionary.

• Assess your emergency fund: How many months' worth of expenses does your T1 asset cover?

• Financial health: Is your savings rate excellent, good, or in need of improvement?

📊 TODAY'S GOLD PRICE — REALTIME GOLD PRICE TRACKING
Level 2 of the tower — track gold prices and automatically calculate profit/loss on gold investments:
• Daily updated prices for SJC gold, PNJ gold, DOJI gold, and Ngoc Tham gold
• Gold bars, 9999 gold rings, and gold jewelry — all types available
• Instant profit/loss calculation for each gold and silver item held
• Supports units of Tael, Luong, and gram — standard Vietnamese market units

📈 STOCKS, FUND CERTIFICATES, CRYPTO — REALTIME INVESTMENT TRACKING
Levels 3 and 4 of the tower — track your stock and cryptocurrency investment portfolio:

• Enter Vietnamese stock codes (HPG, VNM, FPT, VCB...) → app automatically retrieves market price
• Open-ended fund certificates (ETF, investment fund) — track NAV and profit/loss
• Track Bitcoin, Ethereum, and altcoins — real-time crypto prices
• Automatically calculate profit/loss for your entire portfolio

🏠 REAL ESTATE, BONDS, INSURANCE & MORE
The tower supports tracking diverse asset classes:

• Real estate: houses, apartments, land — record value and location
• Corporate and government bonds
• Life insurance, savings insurance
• Forex (foreign exchange), derivatives, startup investments
• All within the tower — view your overall portfolio

💎 SAVINGS ACCOUNTS & BANK INTEREST RATES
Level 1 of the tower — a secure platform for all your financial plans:

• Track multiple bank savings accounts, compare interest rates, and maturity dates • Automatic savings interest calculation based on flexible terms

• Know exactly how much your savings are earning in the pyramid

🔥 FIRE TOOL — FINANCIAL FREEDOM
When the pyramid is large enough, you achieve financial freedom:

• Calculate how long it will take you to reach FIRE based on your current pyramid

• Supports Coast FIRE, Lean FIRE, Fat FIRE

• 50+ financial calculators: compound interest, bank loans, inflation, retirement, savings...

📤 SHARE YOUR ASSET PYRAMID
• Create a picture of your assets to flex with friends on social media

• Option to hide/show amounts — showcase your pyramid structure without revealing your balance

🔒 FREE — NO ADS
• Log in with Google, secure cloud data synchronization

• Try it without registration (Guest mode to view gold prices, use the financial calculator)

• Free. No ads. No data sales. Download Asset Tower — a personal finance management app that tracks assets, records income and expenses, shows today's gold price, savings accounts, bank interest rates, stock and crypto investments, and helps Vietnamese people achieve financial freedom.

What’s new

Phiên bản 1.1.3 — Hero Dashboard

• THÊM HƯỚNG DẪN ĐIỀU HƯỚNG MỚI: Tích hợp Thẻ Hướng dẫn Phân bổ với Slider Tuổi & Khẩu vị rủi ro. Trực quan tư vấn tỷ trọng Tiết Kiệm/BĐS/Đầu cơ của riêng bạn.
• TỐI ƯU TRANG CHỦ & ĐIỀU HƯỚNG: Các thao tác chọn Thêm Asset, Bảng điều khiển được tân trang đồng bộ, gọn gàng và tinh tế hơn dưới dạng Wrap Grid.
• HERO DASHBOARD TƯƠNG TÁC: Trải nghiệm Tháp Tài Sản sống động ngay từ màn hình đón khách, ấn tượng giúp bạn hình dung ngay hành trình tự do tài chính.