347 reviews
Content rating
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About this app

Enroll in SMARTtrek® today, and you will save up to 10% on your auto policy now. You may then save up to 20% based upon your driving behavior for as long as you are a CSAA IG policy holder. You can see how safely you drive and learn interesting facts about your driving. Get feedback and tips to help keep you, your friends and your family safe on the road.

SMARTtrek® is available even if you are not a policyholder. Try the SMARTtrek® app for 30 days. Get a personalized Safe Driving score that could save you up to 20% off AAA Auto Insurance.*

*Access to SMARTtrek is only available in some states.
*Discounts vary by state.

Key features include:
- Check out your driving scores after every trip, letting you know how safely you
drove overall and for five key driving factors: Smooth Driving, Speed, Phone Habits, Time
and Day, and Trip Duration.
- See exactly when and where you drove on a map showing any risky driving events that
occurred, so you can pinpoint where to make improvements.
- Change the trip to Passenger when you were riding with another driver.
- Get safe driving tips to help you stay safe on the road.

Want a policy with SMARTtrek? Get a quote and save up to 10% by calling 1-800-814-4684.
Updated on
May 5, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
App activity and App info and performance
Data is encrypted in transit
You can request that data be deleted
347 reviews
Stefan Grotegut
September 13, 2022
This app is just horrible. Often my trips are not even recognized. The phone usage score is low, although I'm not even touching my phone. The speed limit data seems to be off, too. During some trips I'm not a single time over the speed limit and still get a low score. Sometimes you just have to accelerate fast to get to the freeway speed of 75 mph, but it would ding your for that acceleration. I feel there are so many factors beyond your control, but the app will give you a bad score anyway.
1 person found this review helpful
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Chawn Thomas
April 22, 2022
This app is very inconsistent! The data provided is inaccurate! I'm receiving high risk scores for phone usage when my phone isn't being used, and apparently I can't use my navigation, which comes from my phone but is displayed on screen in my vehicle, because the result might be negative. I'm an extremely cautious driver, but my scores demonstrate a potential high risk. So much for the 20% discount next term. It feels like the inaccuracies are intentional. I'd rate this app ZERO if I could!!!
11 people found this review helpful
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Csaa Insurance Group
May 16, 2022
We sorry you're not having a good experience. Keep in mind phone scores measure any interaction with the phone. A tip is to setup the navigation with your phone before you start driving. Another key scoring component is Smooth driving. To improve your smooth driving, avoid sudden acceleration and hard braking, if possible.
Roger Weeres
April 14, 2022
Very inconsistent! I do not trust the accuracy of this app. This app seems to be very sensitive and it does not accurately record the driving experience. I seem to get penalized for the time of day I drive. Most of my trips take place very early when there is no traffic, but I get scored lower because it is early. Even though I answered my phone by Bluetooth and hands free, I was penalized for answering my cell while driving. This app is a farce. There is absolutely no way to satisfy this app.
15 people found this review helpful
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Csaa Insurance Group
February 4, 2022
Thank you for your feedback. We understand that you can't always control when and where you drive. The Time And Day score measures the likelihood of an accident during a specific time of day. Driving scores are determined over a period of many trips, and months so that no single event, score, or trip has a significant impact on the overall score.

What's new

Bug fixes and other enhancements.