App is ok but lacks good quality test. First, setting your DOB is a pain. Why can't this be free form or provide a rolling date options for day, month and year? Instead one has to tab monthly from today back 20+ years just to set the DOB. Also, why do I need to know the recipient's Mobile carrier before I can send money. Doesn't make sense. There are ways to ID carriers based on just the cell phone number. UPDATE:Lots of improvements so giving 5 stars for no issues.
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