Wise

Wise, formerly TransferWise

About this app

Going somewhere? The Wise account is built to save you money round the world.

170 countries. 50+ currencies. One account. All in one place. So you can send, spend, and receive money simply, with high speeds and low fees. Join 16+ million people moving and saving money internationally.

Take on the world with Wise
- You’ll always get the mid-market exchange rate on every transaction
- Our tiny fees are always shown upfront

Send and save money worldwide
- Send money to 70+ countries
- Do it fast: over half of international transfers arrive instantly

Get a debit card that’s always got the right currency
- Spend and withdraw money in 170+ countries
- Always pay in the local currency. Our automatic currency conversion gets you the lowest possible price
- Shop online safely with a disposable digital card

Hold and convert 50+ currencies
- Keep all your currencies in one place — for free
- Convert between your different currencies instantly

Get paid like a local
- Get your own account details for the UK, US, EU and more
- Use them to get paid or have direct debits in multiple currencies, without the extra fees

A business account for going global
- Pay invoices and bills faster, at a fairer exchange rate
- Use account details to get paid by clients and customers around the world
- Quickly connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by the FCA in the UK, and other authorities globally. Check out wise.com for our full coverage and product availability.

Ratings and reviews

You need to work on reducing the no. of steps involved in sending money. It's just too many. The steps to enter amount, selecting recipient and selecting reason can be coalesced into one single screen. In fact I'd suggest removing the "select reason" step all together. Why do you keep asking that? It's annoying! Also, why is there no option to scan fingerprint instead of entering password before sending? If all the Banking and Finance apps can do it, so can you.

Been using Wise for years and generally I like it. But the app can be irritating when you expect to be able to just send the transfer but you'll randomly be asked to reconnect your bank account or take a pic of your ID. You'd expect that once you're registered and set up you wouldn't have to do that stuff anymore. Also, kind of dumb to have login with Google but to require users to enter their Wise account password when sending a transfer, which kind of defeats the purpose of login with Google.

WISE has been an incredible find. Everyone who travels abroad needs to give WISE serious consideration. The option of having multiple currencies in one place and being able to use a single debit card for purchases in North America, Mexico, EU, and Türkiye has made life so much easier. If you travel, do yourself a favor and WISE up (:-))

What's new

We fixed bugs and made minor improvements.

Happy sending, spending, and saving!