Wise - Global Money

Wise Payments Ltd.

About this app

16 million+ customers send, receive, spend and grow their money internationally with Wise. It’s the fast, simple way to move money in 160 countries and 40 currencies. Products available depend on where you live. Check wise.com or download the app to see what’s available for you.

— International money transfers —
• Send money to 70+ countries, fast
• Get the mid-market exchange rate, like on Google, for every money transfer
• On average, 64% of transfers arrive in under 20 seconds, and 95% arrive within 24 hours
• Secure your transfers with two-factor authentication, encryption and biometrics

— The debit card that’s always got the right currency —
• Spend or withdraw cash in more than 160+ countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the real exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts

— Put your money to work with Assets —
• Try Interest or Stocks in a few taps. Available in the UK, Singapore and multiple EEA countries, for now
• Capital at risk, growth not guaranteed

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by local authorities around the world.

Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar)

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)

Capital at risk. Past performance does not guarantee future growth. Interest is an investment service, availability and provider vary by location. Please check Wise.com/interest for more information.

Ratings and reviews

fairly easy to use, good way to send money to other people, and the rates aren't bad. sometimes I'm frustrated with how many times the app will tell me my transfer might take a few days because my money hasn't posted to the Wise account. so I had to link 2 of my accounts and switch back and forth on which one to use to transfer the money the fastest.

The best there is ... but still Glitchy ~ It often makes payments I didn't request, because it's default settings like the shift funds out of the account, rather than between the account. I just loaded $3,000 for some invoices, and somehow it made €1939.40 worth of automatic payments that I was not expecting. tracking it down. that seems to be that when you want to make payments to someone, it assumes even if you have money in your accounts, It has default settings to wait for funds..........

I downloaded Wise yesterday, and when I tried to verify my identity, my account was immediately closed due to "suspicious activity." I had neither added nor sent money, so I don't understand what could have been suspicious about it. Then when I appealed the decision, my appeal was instantly rejected with no further explanation. Lastly, when I called their service number, they could only confirm that my account had been closed, but could not offer any assistance. Avoid this app.