TunaiKita is an online lending platform that evaluates your credit worthiness using your “digital footprint”. We offer personal loans and easy installment repayments with transparent fees for our loan services.
We don't just offer fast and easy credit, we offer what’s more important to you and your loved ones - a better living through responsible credit.
We help users to borrow funds for business capital or even marriage capital as well as fulfilling money needs.
By employing an advanced underwriting system built upon big data, machine learning and facial recognition proven on more than IDR 26 trillion in loans since 2014, we are able to quickly approve your loan applications.
TunaiKita is committed to bringing you the best possible experience for online loans:
* Transparent rates and service fees;
* Fast underwriting and loan disbursement within 24 business hours;
* Comply with Indonesia laws to ensure your privacy and security; and
* Easy repayment through the app with customer service always on your fingertips
How do you apply for loan?
Prepare your KTP and NPWP, install the app and follow the in-app instructions. Upon registration, you should obtain your credit limit in less than 10 minutes. Unlike other credit instruments we provide money directly into your bank account in a matter of 24 hours.
How do I increase my chances of getting a loan?
The more data you provide, the higher your credit score will be and better the chance of you securing a loan directly in your bank account. As long as you have good credit you can borrow money from us. No guarantees required.
How do I maintain/increase my credit score?
One of the many things that increase your credit score is the on-time repayment month over month for the tenure you have selected. The more on-time your repayments are the higher your credit score will be.
For More Information: http://tunaikita.com/faq
Contact our Customer Service at:
* Email: email@example.com
* Facebook: TunaiKitaID
* Twitter: @TunaiKitaID
* Telephone: 1500782 (Monday-Friday 08:00-20:00)
Requirements to meet:
* Minimum age of 21 years up to 60 years
* Indonesia citizen
* Must have KTP and NPWP
* Must have a bank account
What can TunaiKita offer?
Loan Amount: Rp 1 million - Rp 10 million
Installment Tenure: 91 - 180 days
Monthly Service Fee: 6% - 10.5%*
Maximum APR: 123.5%
Example of Installment Simulation Table:
- Loan Amount Rp 1,000,000; monthly instalment*: Rp 413,300 (3 months tenure) or Rp 330,000 (4 months) or Rp 280,000 (5 months) or Rp 246,700 (6 months)
- Loan Amount Rp 5,000,000; monthly instalment*: Rp 2,100,000 (3 months tenure) or Rp 1,650,000 (4 months) or Rp 1,400,000 (5 months) or Rp 1,230,000 (6 months)
- Loan Amount Rp 10,000,000, monthly instalment*: Rp 4,130,000 (3 months tenure) or Rp 3,300,000 (4 months) or Rp 2,800,000 (5 months) or Rp 2,470,000 (6 months)
*Every customer may get different calculation according to his/her loan repayment history, credit score, loan amount and tenure.
Download and install TunaiKita, so you can make loans quickly anytime and anywhere, for all types of needs & expenses.
PT. Digital Tunai Kita,
Setiabudi Atrium Building
Jalan HR. Rasuna Said No.62.
RT.18/RW.2, Karet Kuningan, Jakarta Selatan. Jakarta 12920