Tunaiku - Pinjaman Dana Online

4.4
1.41M reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
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About this app

TUNAIKU'S FAST-DISTRIBUTED ONLINE LOAN PRODUCT:
💰 Loan amount: IDR 2 million - IDR 30 million.
⏰ Flexible loan term: 6-30 months.
💸 Interest rate: 3-5% flat per month.

🧮TUNAIKU LOAN INSTALLMENT SIMULATION:
Loan credit: IDR 5,000,000, 6-month term, borrow with 3% interest, account maintenance fee: IDR 550,000, administration fee starting from 5% of the principal.

Online loan disbursement after administration fee deduction: IDR 4,750,000.
Principal installment: IDR 833,334/month.
Loan interest: IDR 5,000,000 x 3% = IDR 150,000/month.
Account maintenance fee: Rp550,000/6 = Rp91,666/month.
Monthly installment: Rp1,075,000

The total loan fee to be paid after 6 months is Rp6,450,000, including interest, administration fees, and account maintenance fees.

Smart credit at Tunaiku! is a legal online loan/online loan/unsecured credit/pinjol product from PT Bank Amar Indonesia Tbk. PT Bank Amar Indonesia Tbk is a participant in the LPS guarantee program, licensed and supervised by the Financial Services Authority (OJK).

The Tunaiku application process is also completely online, similar to existing applications such as AdaKami, Rupiah Cepat, Easycash, Indodana, Sebagaidi, UATAS, and JULO.

👍🏼 ADVANTAGES OF THE TUNAIKU ONLINE LOAN APPLICATION:

QUICK DISBURSEMENT WITHOUT COLLATERAL
The requirements for applying for a fast loan at Tunaiku are very easy. Simply prepare your ID card and fill out the form, and the rupiah will be transferred directly to your account without providing collateral.

LOAN LIMIT OF UP TO 30 MILLION
Tunaiku provides loans of up to IDR 30 million. This is perfect for helping finance emergency needs such as home renovations, school fees, or medical expenses.

LONG-LASTING LOAN TERMS
Tunaiku also offers long loan installment terms, ranging from 6 months to 30 months, so you can choose the right one to suit your financial situation.

LICENSED AND SUPERVISED BY THE OJK
Tunaiku is a legal online loan product from PT Bank Amar Indonesia Tbk, licensed and supervised by the OJK and guaranteed by the LPS, ensuring the security of its services.

COMPETITIVE INTEREST RATES
Borrow here! Tunaiku's interest rates range from 3-5% per month flat, depending on the results of the prospective borrower's credit analysis. A late fee of IDR 150,000 per month.

🤳🏼HOW TO APPLY FOR A FAST ONLINE LOAN AT TUNAIKU
1. Download the Tunaiku app or visit tunaiku.com.
2. Fill out the loan application form.
3. Enter the installment amount and term.
4. Wait for Tunaiku's approval within 24 hours.
5. Sign the contract within 1-3 business days.
6. Rupiah funds are quickly disbursed and transferred directly to your account.

📃REQUIREMENTS FOR APPLYING FOR A LOAN
We offer loans based on the requirements requested by the Tunaiku online loan application:
• Age 21-60.
• Indonesian citizen.
• Have a bank account.
• Have a job/income.
• KTP address or reside within our service area.

💸HOW TO PAY LOANS
Online loan installment payments can be made in various ways: ATM transfer, mobile banking, bank teller, auto-debit, or through Alfamart and Indomaret supermarkets.

🔑 GUARANTEED USER DATA SECURITY
Tunaiku is a trusted OJK loan provider because it has been certified ISO 27001 for user data security. Collecting and storing user data is necessary for improving loan services, verifying identity, preventing fraud, and improving credit scores.

☎️TUNAIKU LOAN CONTACT
Multika Building, Jl. Mampang Prpt. Raya No. 71 73, RT. 1/RW. 11, Tegal Parang, Mampang Prapatan, South Jakarta City, Jakarta 12790
Email: tanya@amarbank.co.id
Call: (021) 4000-5859
WhatsApp: 081132266859
Facebook: Tunaiku
X: @tunaikucom
Instagram: @tunaikucom
Updated on
Apr 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
1.4M reviews
Syifa Queen
April 4, 2026
The app’s interface is very neat and easy to understand. The menu navigation is straightforward, making the loan application process feel much more practical and efficient. It’s a great help for those who need fast-disbursement loans with high limits and low interest rates.
1 person found this review helpful
Muhammad Firman Ichsan
March 25, 2026
fast disburse a lie, they took forever to actually transferred your fund after agreed upon (been 2 days+ it stuck at sending money to my bank account phase) even when they know ppls using this kinda apps cause they really need quick emergency fund, really disappointed...
2 people found this review helpful
PT Bank Amar Indonesia Tbk.
March 26, 2026
Hai Kak, Sebelumnya terima kasih sudah mengajukan di Tunaiku. Apabila kamu ingin tanyakan proses pencairan dana kamu silakan kamu dapat menghubungi Email kami di tanya@amarbank.co.id. Terima kasih.
ulfa ha
March 14, 2026
Great app! It’s really easy to use, even for beginners. The process is simple and the terms aren't complicated. Hope it keeps helping people who need quick money solutions. Best one so far!"
4 people found this review helpful
Content rating
Everyone
Learn more

App support

Phone number
+622140005859
About the developer
PT. BANK AMAR INDONESIA TBK
noc@amarbank.co.id
RDTX Square 11th Floor 164 Jl. Prof DR. Satrio RT.004 RW.004 Kota Administrasi Jakarta Selatan DKI Jakarta 12930 Indonesia
+62 811-3226-6859

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