Card Center Direct

202 reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
Learn more
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About this app

With Card Center Direct, you can easily manage your credit card accounts from anywhere, at any time.
Manage your accounts
• Review account activity and balances
• Access your account statement
• Set travel notifications
Pay your credit card
• Set-up one time or automatic payments
• View payment history
Keep in Contact
• Connect with Card Center Direct Support with any questions you have
• Contact us using secure messages
• Call us, we are here to help
• Chat with us online
Stay Secure
• Change your account user ID or password
• Control delivery of Secure Access Code for authentication
• Set up and use biometrics authentication for access
• Manage your profile and settings
Security Details
• Advanced technology protects your personal information to prevent unauthorized access
• No personal banking data is stored on your device
• Card Center Direct is committed to protecting the privacy of your information
Premier Business Online Banking
• Submit ACH Payment and ACH Collection batches
• Access and pay your Business loans
• Place stop payments on checks
• Access business information reporting

For detailed information concerning security and privacy, visit: https://www.umb.com/privacy-security
For more information about Card Center Direct, visit: https://www.cardcenterdirect.com
Review digital banking help, services information and online agreements at: https://www.cardcenterdirect.com/Support/Support
Card Center Direct is managed by UMB Financial Corporation
Conveniently access your credit card accounts in the Card Center Direct App.
Updated on
May 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 6 others
  • This app may collect these data types
    Location, Personal info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

194 reviews
Zach Daring
February 25, 2021
Garbage app, difficult to navigate and makes linking an external bank account to make a payment overly difficult compared to any other app/card I have. Now I have my first late fee I've had in 15 years. When I call support and finally get through they say they have my bank info on file. Even though it's not on my account through the app and can't be added via phone.. ridiculous, support through phone and email unhelpful just get scripted responses. Will close this account and uninstall asap.
36 people found this review helpful
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Shonda
March 9, 2025
I never get an email with payment due dates. The app never notifies of a payment that is due. It isn't hard to navigate through the app. It did take me a couple of days to get my information to go through. Overall this app is trash. Somebody needs to upgrade the whole app or find a new one altogether
9 people found this review helpful
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Holly Hall
August 6, 2026
I want to cancel the card just because of this app and the bank itself. I find it very shady that you can make a payment and not get a confirmation sent to your email. You also don't get any reminders of upcoming due dates. I have to set a task in my calendar for that. It's just a pain to deal with!
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What’s new

New security updates and minor fixes
Content rating
Everyone
Learn more

App support

Phone number
+18772534098
About the developer
UMB Financial Corporation
umbservicecenter@umb.com
1010 Grand Blvd Kansas City, MO 64106 United States
+1 816-860-1339

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