Khatabook Credit Account Book

Khatabook - Business Apps

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About this app

📲 Khatabook – Best Accounting App for Khata, hisab-kitab & Instant Loans

Khatabook is India’s most trusted bahi khata app for businesses of every size. From hisab-kitab to inventory, from vyapar growth to instant loans – 5+ crore users manage their business the smart way with this best accounting app.

Track debit, credit, payments, and transactions automatically. Share bills, send reminders, manage inventory, and access business loans – all in your language. It’s secure, simple, and made to help your business grow. Use Khatabook as a billing software for retail shops, kirana stores, garment businesses, and more.

✅ Track Credit & Debit Transactions
Every transaction is recorded, and your khata updates automatically when a payment is made in Khatabook. Track who paid and who didn’t — manage all your customers in one place.

✅ Send Payment Reminders to Get Paid Faster from customers
Send links via SMS/WhatsApp. Use our payment reminder feature to get money back from customers without chasing them. You can even send multiple reminders with one tap. Your payments are tracked, secured, and always at your fingertips.

✅ Collect with Khatabook QR & Multiple Payment Options
Accept payments from customers through UPI, cards, and wallets – simple and fast. Show your Khatabook QR code for seamless in-store collection. Simplify collections — collect payments without making a single call. Record all your business transactions in one trusted app.

✅ Create & Send GST Bills
Generate GST/non-GST invoices quickly and share via WhatsApp. Your personal hisab-kitab app is ready 24x7.

✅ Best Inventory App with Real-Time Stock Tracking
Monitor stock, get low alerts, and export item-wise reports — track your vyapar in real time using Khatabook.

✅ All-in-One Accounting Dashboard
Your accounting, credit, invoices, and reports — all managed securely in one digital app. We make accounting stress-free. Real-time updates mean you’ll never miss a transaction again.

✅ Flexible Pay & Repay Options
Choose flexible EDI repayments for your Khatabook loan.

✅ Multi-language Vyapar Support
Manage your vyapar in English, Hindi, or 10+ regional languages. Khatabook supports every kind of business.

💰 Get Business Loans Instantly via Khatabook

With due diligence, Khatabook collects user consent for loan applications.
Business loans are provided through a completely digital process at low interest rates, without any collateral, via our NBFC partners.

Apply digitally for a loan from ₹10,000 to ₹5,00,000. No paperwork, No EMI pressure — choose EDI and repay your loan in easy daily instalments. Provided by RBI-registered NBFC partners like:

Western Capital Advisors Private Limited
Liquiloans
Lendbox
Niyogin
GetVantage
Kinara Capital
Hari and Company Investments Madras Private Limited (Erstwhile Known As Vivriti Capital Limited)
SMFG India Credit Company Limited
Amica Finance Private Limited
Slice Small Finance Bank ltd
Cashtree Finance Private Limited

Loan Snapshot:
Range: ₹10K–₹5L
Tenure: 3–24 months
Interest: 15–24%
Processing fees: 0%–5%
Repayment: EDI (Easy Daily Instalment option)

Example:
For Loan amount = INR 10,000, 💵
Tenure = 3 months and Interest rate = 24% per year, the interest portion will be INR 600 (10,000 * 3/12 * 24%). 💰The repayment amount including interest will be INR 10,600, which translates into an EMI of INR 118. 🏦 Processing fees is 1% (inclusive of GST). The processing charges will be INR 100. 📉 Disbursed Amount = INR 10,000 - INR 100 = INR 9,900.

Khatabook uses bank-grade security protocols: encrypted data, secure servers, and RBI-compliant systems. Your accounting, payment, and business data stays protected.

🧾 Why Crores Trust Khatabook for Their Vyapar
Simplifies hisab-kitab and khata
Tracks transactions, credit, and payments
Sends timely reminders to customers
Offers loans without paperwork

📲 Download Khatabook – the best app to manage payments, grow your business.
📞 Need information? Call us at: [phone]

Ratings and reviews

Great app for tracking udhaar and payments. Easy to use, reliable, and customers respond well to reminders. Feature request: please add custom transaction time along with the custom date. It will help a lot when we have several transactions in one day. Would be a perfect 5 stars with that update!

facing some issues. When my staff adds an entry, it doesn't show up immediately on my phone, and when I make an entry, it doesn't show up immediately on my staff's phone. This is causing one entry to appear twice. This app needs to have faster sync or a refresh button.

I have been using this application for the last 4 years. It is very easy to use. I would like to suggest everyone to use it for their shop. But in these 4 years, I and my customers have faced one issue — when I make entries, it would be better if the reminder goes on WhatsApp instead of SMS. Because nowadays people sometimes ignore SMS, but everyone uses WhatsApp. Thank you.

What’s new

Big news: Our most requested feature is now live!
Now secure Khatabook with your phone’s lock.
Use your fingerprint, PIN, or pattern lock and enjoy:
✅ Extra safety
✅ Faster access
✅ Improved experience