Vana lends you up to Q3,000 in cash, right from your cell phone!
How does it work?
1) Complete your loan application in the app. Get a response in minutes.
2) Receive your loan directly into your bank account.
3) Pay your loans on time and you can access loans of up to Q3,000.
How do I pay my loan?
* Deposit in cash or via electronic transfer to any of our bank accounts.
* Send a photo or screenshot of your payment slip through the app.
* Once you pay, you can apply for your next loan!
About our loans
Minimum loan amount: Q250; maximum loan amount: Q3,000. Minimum and maximum repayment period: 90 days to 12 months, depending on the customer's request and the approved loan product. Maximum annual interest rate (APR): 80.34%. Vana's services include administrative fees, disbursement expenses, third-party account collection fees, and credit profile evaluation and validation fees. These fees can range from Q18 to Q299 plus Value Added Tax (VAT).
Requirements to apply for a loan: Valid DPI (Guatemalan national identification document), application, and your own bank account. Final approval depends on a credit evaluation or Vana's internal policies.
Payment terms: Users can prepay without additional fees or costs. Payments can be made via deposit to our bank account or at affiliated merchants. Late payment penalties apply.
Below is a representative example: A loan of Q1,000 for a term of 90 days incurs Q225 in interest plus Q225 in administrative fees plus VAT. The total cost of credit (TCC) would be Q450. The total amount payable in this example would be Q1,450. For more information, please see our terms of service and privacy policy.
Privacy Policy: https://cdn.vana.gt/politica-de-privacidad/index.html
Questions?
We are available to answer any questions you may have.
Email: soporte@vana.gt
Website: vana.gt
Address: 3A Avenida, 13-78, Zona 10, Torre Citibank, 8th Floor, Guatemala City, Guatemala
Privacy and Permissions
When you download Vana, we will ask for permission to read your SMS messages, call logs, and other information to verify your identity and creditworthiness and provide you with quick credit. Your information will not be shared or used without your consent.