Vidalia - Personal Loan, Small Business Loan

Vidalia Lending Corp. has helped over thousands of Filipinos residing within Metro Manila to meet their financial necessities since 2008. Applying for loans has never been easier now with the Vidalia mobile app!

Why Vidalia is better on mobile?

Easier Access
Apply for that loan whenever you need it. With just a few taps on your mobile phone, you can now proceed with your loan application effortlessly.

Legitimate and Secured
You do not have to worry about your personal information. Vidalia Lending Corp. adheres to Republic Act No. 10173 or the Data Privacy Act of 2012 and is regulated by the Securities and Exchange Commission (SEC) with License No. CS200813771 and COA No. 279 issued in October 2008.

Never Miss Out Anything in Your Application
Vidalia app has a notification box displayed on your dashboard to help and guide you all throughout your application.

Accessible Customer Service
Need help with your loan application? Customer service is just one tap away in the app!

Why Choose Vidalia?

Whatever financial emergency you have, Vidalia has the right type of loan for you.

Lite Loan
Borrow from a minimum of ₱2,000 up to ₱10,000, no collateral needed.

Personal Loan
Borrow ₱20,000 up to ₱100,000.

Salary Loan
Borrow ₱20,000 up to ₱50,000.

Small Business Loan
Borrow ₱10,000 up to ₱100,000.

Business Loan
Borrow ₱100,000 up to ₱500,000.

A sample computation of total cost of our Personal Loan:

Approved Loan Amount: ₱ 20,000.00
Net Loan Proceed: ₱ 19,000.00
Interest Rate: 6%
Processing Fee: 5%
Processing Fee Amount: ₱ 1000.00
Percentage Tax: ₱ 360.00
Terms: 6 month/s
Monthly Amortization: ₱ 4,593.33
Total Repayment: ₱ 27,560.00

* Lite, Personal, Salary, Business, and Small Business Loan, have payment terms with a minimum of 61 days and a maximum of 365 days.
* Personal loan has a maximum APR of 80.6%
* Salary loan has a maximum APR of 80.6%
* Small Business loan has a maximum APR of 80.6%
* Business loan has a maximum APR of 80.6%
* Lite loan has a maximum APR of 185%
* Please always check the fees, charges, disclosure statement, and terms and conditions before proceeding with a loan transaction.

How to Borrow Money Online Through Vidalia?

1. Choose the loan that you need.
2. Fill out the application form and complete your profile in the app dashboard.
3. Upload the necessary requirements.
4. Wait for a call to verify your application.
5. Check your account for the updates of your loan application.
6. Claim your approved loan after 1-3 business days.

Privacy and Permissions

Vidalia Lending Corp. values the Personal Information gathered, processed, and stored through our website and our mobile application. The Company makes sure that all information is protected from potential threats or risks, both online and offline.

Each time you utilize our services through our mobile application we may request access to your:
*Camera to take pictures and videos for the necessary attachments needed in your application;
*Phone to directly call our customer service phone numbers;
*Device storage to read the contents of your device and modify or delete the files that you received from our server;
*To full network access, and
*To network connections.

Privacy Policy:

Terms of Use:

To know more about us, visit our:

Facebook page:

Address: Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, 1552 Metro Manila Philippines
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Additional Information

November 3, 2020
Current Version
Requires Android
4.1 and up
Content Rating
Offered By
Vidalia Lending Corp.
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