4.3
1.07K reviews
Content rating
Everyone
50K+
Downloads
Content rating
Everyone
Learn more
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About this app

Download Virginia Credit Union’s online banking app, VACU Mobile App! The VACU Mobile App gives you 24/7 access to your VACU accounts, both personal and business. You can check balances, transfer money, make payments, locate branches and ATMs, deposit checks, and more!

What you can look forward to in our app:
• Consistent features between our website and mobile app, with easy-to-read account snapshots and more menu options at your finger tips.
• Enhanced security with two-factor authentication for increased peace of mind.
• Transfers made easy. Seamlessly transfer money between your VACU accounts, other financial institutions, and other VACU members.
• On-the-go deposits. In the app, effortlessly deposit checks wherever you are. Plus, you’ll have easy access to check images.

Learn more about online banking with Virginia Credit Union at vacu.org/olb.
Updated on
Apr 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
1.05K reviews
Alyssa Kinney
April 22, 2026
Overall I like the VACU app and the ability to nickname your accounts is great, but the frustration is that those nicknames don't carry over to third party apps like Venmo. When you have multiple accounts that share the same last 4 digits, linking them externally becomes a total guessing game. It would be a huge improvement if VACU could work with payment platforms to pass account nicknames through, or display more distinguishing info when accounts are linked externally.
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Erica Simms
December 2, 2025
One of the worse banking apps. It glitches 90% of the time. Can't see some of my accounts because the menu bar is stuck on it. They don't use Zelle which is horribly inconvenient. The app is old, and you can tell they didn't put any money into it or maintaining it. If they did put any money in, they went for a cheap company and it shows. Also why have a separate app to manage cards. If VACU really cared about it's members they would listen to these reviews, but they haven't changed anything.
6 people found this review helpful
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Carol Beth
October 31, 2025
sometimes app will show an EFT payment twice, one as paid and the other as pending due to be paid later,which is confusing since you only owe one. Causes you to panic. I call VACU and it never shows their end, they say wait till next day to see if it clears. I don't like the actual payment dates for pending items. Pending purchases/payments should be debited immediately from current balance. I do not like this app.
3 people found this review helpful
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What’s new

Feature enhancements and bug fixes
Content rating
Everyone
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App support

Phone number
+18043236800
About the developer
Virginia Credit Union, Inc.
memsvc@vacu.org
7500 Boulder View Dr Richmond, VA 23225 United States
+1 804-323-6000