Wagetap: Instant Cash Advance

Digital Services Australia V Pty Ltd

About this app

Waiting for pay day? Have an unexpected expense? Download Wagetap to access your pay instantly today!

Get Cash Instantly with Our Payday Advance App:
We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.

Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments:
With Wagetap you can access your pay on demand instantly and cash out up to $2,000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.

So download Wagetap today and let us help with those unexpected expenses!

How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly

What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 – 2 business days.

How much does Wagetap cost?
Wagetap charges a 5% transaction fee and maximum annual percentage rate at 24% interest. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.

When is my repayment due?
Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).


Have a question for us or need help with your account?

You can email us at [e-mail] or talk to us through the Help and Support section in your app.

Business Name: Digital Services Australia V Pty Ltd
Address: Level 4, 478 George St, Sydney NSW 2000

Ratings and reviews

This app is really good. I've used a few of these, and this one has the fastest transactions, contract emails and if you pay early, the payment is processed straight away. They also let you delay payment for a week without penalty. Only reason I only give it 4 star, is because if you partially withdraw the full amount you're approved for, you can't withdraw the rest until your first debt is paid in full. Wagepay allow you to continue withdrawing until you hit your approved limit, which is mad.

Fairly straightforward to use, but I would give it a higher rating if the app had the ability to reschedule payments. The Help section says there's an option, but it isn't available (for monthly payments), so if I need to defer, I have to figure out how to contact someone and submit a manual request.

easy and fast. really great if u have a pay where u need to skip a payment. Just email them and they reply fast. I recommend cos they're really good and it doesn't cost much. If I borrow 100 it only cost 5 dollars. the only thing thati don't like is if they offer me say 200 and offer to split the payment then once ive paid both payments I'm not eligible for another week before I get paid again. what's the point in that

What’s new

You can now access up to $2000 of your wage in advance!
Update your app to make sure you're on the latest version of Wagetap.