Wagetap: Instant Cash Advance

Digital Services Australia V Pty Ltd

About this app

Waiting for pay day? Have an unexpected expense? Download Wagetap to access your pay instantly today!

Get Cash Instantly with Our Payday Advance App:
We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.

Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments:
With Wagetap you can access your pay on demand instantly and cash out up to $2,000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.

So download Wagetap today and let us help with those unexpected expenses!

How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly

What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 – 2 business days.

How much does Wagetap cost?
Wagetap charges a 5% transaction fee and maximum annual percentage rate at 24% interest. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.

When is my repayment due?
Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).


Have a question for us or need help with your account?

You can email us at [e-mail] or talk to us through the Help and Support section in your app.

Business Name: Digital Services Australia V Pty Ltd
Address: Level 4, 478 George St, Sydney NSW 2000

Ratings and reviews

I have been using wagetap for 3 years now, and my limit has been $400. this month, my limit jumped to $2000, and I tried to draw down a $350 from that, but I got the message that you are not eligible. How is that even possible. my credit score is excellent, I have always paid back my loan to wagetap on time. I try reaching the customer service which takes the whole life to respond. very poor service at a time when I really needed them . one star for helping me in the past.

My advance limit went from $1,100 to $400 without any justification and no observable changes in my circumstances. I contacted the support team and asked them why this happened, and all they could tell me was that they couldn't tell me why my limit was decreased and gave me a list of vague reasons. Then I paid back my reduced loan in full 20 minutes ago and now I'm completely ineligible with no justification.

wagetap was good until they use you like others to get you hooked on payday loans. now I'm eligible even after paying off 7 payments without default. this kind of lending is no good even if you are on time with payments.

What’s new

You can now access up to $2000 of your wage in advance!
Update your app to make sure you're on the latest version of Wagetap.