Wealthify: Managed Investments

Wealthify

About this app

Our experts help you make the most of your money, so you can make the most of your time.

That’s a real return on investment — and why the smart money’s with Wealthify.

AT A GLANCE

• Simple choice of investment styles expertly built and managed for you
• A free way to combine your old workplace pensions
• Invest in your child’s future with our award-winning Junior ISA
• Grow your cash savings with competitive rates
• Owned and backed by Aviva

AWARD-WINNING PLATFORM

• Boring Money’s 2025 Best Buy ISA and Best for Customer Service
• Your Money’s 2025 Best Pension Platform
• Personal Finance Awards’ Best Junior ISA for 7 years running and Best Personal Finance Online Service — 3 years in a row

SAFE AND SECURE

We’re owned and backed by Aviva, one of the UK’s oldest and largest financial services institutions.

Wealthify operates independently, meaning you get the best innovation in smart, simple investing together with the security of knowing that we’re here to stay and operate to the highest standards.

INVESTING FOR THE LONG-TERM

Stocks and Shares ISA
• Invest up to £20,000 tax-efficiently each year
• Let our experts build and manage your Investment Plan for you
• Unlimited withdrawals of your money, without penalty

General Investment Account
• A great option if you've used your ISA allowance
• No limit on how much you can invest annually
• Withdraw your money at any time without penalty

CREATING YOUR PENSION POT

Self-Invested Personal Pension (SIPP)
• Combine previous pensions into one handy pot
• Provides multiple investment options to suit your needs
• Choose an Ethical Pension to invest in line with your values

FOR YOUR CHILD

Junior Stocks and Shares ISA (JISA)
• Invest in your little one from £500; put aside up to £9,000 every year
• Invite family and friends to contribute directly to your child’s JISA
• Easily transfer another Junior Cash ISA or Child Trust Fund to us

With investing, your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future.

GROWING YOUR SAVINGS

Easy Access Cash ISA
• Start with £1,000 and save up to £20,000 each year, with no tax to pay on any interest earned
• Access your money anytime, with no fees
• Withdraw and replace funds by the end of the tax year without affecting your annual ISA allowance

Instant Access Savings Account
• Start from £1,000, with no upper limit
• Access your money whenever you want, with no limit on withdrawals
• Variable interest rate, meaning the rate can go both up and down in line with the Bank of England base rates

TRACK PERFORMANCE

When you choose one of our investment products, you can track its performance effortlessly using our app or online dashboard 24/7. Add money to your Plan however and whenever you want.

GOOD TO KNOW

If you have any questions or ever need help, our award-winning Customer Care Team can be contacted via Live Chat, phone, or email.

ADDITIONAL INFORMATION

We accept customers over the age of 18 who are permanent UK or Channel Island tax residents. Channel Island residents are only permitted to open a GIA. We cannot accept US citizens.

Wealthify does not offer advice. The tax treatment of your investment will depend on your individual circumstances and may change in the future. T&Cs and ISA rules apply. The value of investments may go down as well as up, and you could get back less than originally invested.

All figures and projections shown are for illustrative purposes only and are not an indication of future returns.



Wealthify Limited, Tec Marina, Terra Nova Way, Penarth CF64 1SL. Registered in England & Wales (No. 09034828) and authorised and regulated by the Financial Conduct Authority (No. 662530). ClearBank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Ratings and reviews

Good app but deposits are very slow. The app is very easy to use and the concept is great. If you understand how markets work you won't be investing expecting it to double/triple in short periods of time but if you want slow steady growth then this is a great app. My only issue is with the top up/direct debit process. In most companies they will be applied to your account in a matter of hours, here it takes a 4-5 days from leaving your bank. There must be a way to speed this up!

app is glitchy. I have deposited some money and I've had confirmation it's arrived and can see it. but I still have the notice: You have a pending transaction. no I don't, it's there I can see it and you agree you've got it. I've also got messages saying 'not deposited money on your account yet?'. but I have. these are very very basic things and gives me zero confidence in them. I'll give them 3 months but will probably leave. Avoid if thinking about using them.

Beginner to investments, App is easy to use and navigate, earnings and purchases are clearly laid out and the market updates are a nice touch. Even email reminders are helpful with reminders/news. I'd recommend if you're not ETF savvy and want better than a savings account.

What's new

We’ve implemented some minor bug fixes and made other improvements to keep things running smoothly.