Plan your mortgage with confidence using a clean, fast and easy-to-use UK mortgage calculator built for homeowners, first-time buyers and property investors.
Estimate monthly repayments, compare mortgage terms, explore fixed-rate scenarios and understand how interest affects the total cost of your mortgage over time.
Designed specifically for the UK market with a modern interface and live calculations.
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KEY FEATURES
Mortgage repayment calculator
Instantly calculate:
• Monthly mortgage payments
• Total interest paid
• Total repayment amount
• Loan-to-value (LTV)
• Loan amount after deposit
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Fixed-rate mortgage support
Compare:
• 2 year fixed
• 3 year fixed
• 5 year fixed
• 10 year fixed
• Custom fixed-rate periods
See:
• Monthly payment during the fixed term
• Estimated payment after the fixed term
• Long-term repayment impact
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Compare mortgage terms
Quickly compare:
• 10 year mortgage
• 15 year mortgage
• 20 year mortgage
• 25 year mortgage
• 30 year mortgage
Understand how term length changes:
• Monthly repayments
• Total interest
• Overall mortgage cost
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Overpayment calculator
Explore how extra monthly payments can:
• Reduce total interest
• Shorten your mortgage term
• Save money long term
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Save mortgage scenarios
Store and compare different mortgage setups including:
• Deposit variations
• Interest rates
• Fixed-rate deals
• Mortgage terms
Perfect for researching multiple properties or lender options.
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PRO FEATURES
Upgrade to Pro with a one-time payment to:
• Remove ads
• Unlock unlimited saved scenarios
• Export mortgage summaries to PDF
Ideal for buyers, investors and anyone comparing multiple mortgage options.
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CLEAN & EASY TO USE
Built with a modern mobile-first design featuring:
• Live repayment estimates
• Quick presets for deposits and terms
• Clear mortgage breakdowns
• Fast performance
• Simple navigation
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PERFECT FOR
• First-time buyers
• Home movers
• Buy-to-let investors
• Mortgage comparisons
• Budget planning
• Fixed-rate analysis
• Long-term repayment planning
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IMPORTANT
This calculator provides estimates only and should not be considered financial advice. Always consult a qualified mortgage adviser or lender before making financial decisions.