šø Automatically track your expenses, chat with your data, and save more. Whereās My Money? : Budget AI combines powerful financial tracking with a private AI Assistant to help you visualize and analyze where your money goes.
From automated SMS tracking to intelligent financial summaries, this is the ultimate AI expense manager that lives entirely on your phone. No sign-up, no cloud, no data sharing.
New! š¤ Meet Your AI Finance Assistant Stop digging through logs. Just ask! Our Smart AI Chatbot analyzes your charts instantly to answer questions like "How much did I spend on food?" or "Summarize my last 100 transactions." It uses advanced AI RAG technology to turn raw data into actionable financial insights.
Whether you're looking for an AI budget planner, a smart expense tracker, or a privacy-focused money manager, we have you covered.
š Key AI & Tracking Features
š¤ AI-Powered Chatbot & Summarizer
Instant Financial Answers: The AI assistant reads the active chart (recent 100 transactions) to give you specific, data-backed answers.
Smart Summaries: Get intelligent text summaries of your spending habits instantly.
RAG Technology: Uses Retrieval-Augmented Generation to ensure the AI understands your specific transaction history before answering.
š Visual Expense Tracker
Visualize spending with interactive pie charts and line graphs.
Drill down by category, merchant, or account to see exactly where your cash flows.
š Automated SMS & UPI Tracking
Smart Parsing: Automatically detects and logs transactions from bank SMS, UPI, and credit card alerts.
Zero Manual Entry: Let the app handle the logging while you focus on saving.
š½ļø Intelligent Categorization
Auto-Tagging: The app learns your habits. It automatically assigns categories like "Food" or "Travel" to merchants like Swiggy, Uber, or Zomato.
Smart Memory: Tag a merchant once, and the AI logic remembers it forever.
š¼ Income & Investment Manager
Track salary, freelance income, and dividends in one place.
Monitor Stock Prices and compare performance with clear visual charts.
š³ Offline Bank & Card Management
Manage multiple bank accounts and credit cards securely.
Import CSV or Excel files for historical data analysis.
š 100% Private & Secure
Offline AI: Your financial data never leaves your device. No servers, no cloud uploads.
App Lock: Secure your budget planner with biometric or PIN authentication.
š§ Why Choose "Where's My Money? : Budget AI"?
Chat with Data: The only app that lets you ask questions to your expense history.
Privacy First: Enjoy AI-powered analysis without compromising your data security.
Total Control: A truly offline money manager that works for you, not big tech.
Global Support: Track expenses in INR, USD, EUR, and more.
š¼ Perfect For:
Individuals needing a smart daily expense tracker.
Families looking for a visual budget planner.
Investors wanting a private stock portfolio tracker.
Anyone who wants finance made easy with AI.
š² Download "Whereās My Money? : Budget AI" now! Experience the future of personal financeāprivate, visual, and intelligent. No Account. No Cloud. Just You and Your AI.